VW T-Cross 1.Generation 1.5 TSI ACT OPF Life DSG (7-Gang) - Costs
Monthly costs for VW T-Cross 1.Generation 1.5 TSI ACT OPF Life DSG (7-Gang)
Insurance costs for the VW T-Cross 1.Generation 1.5 TSI ACT OPF Life DSG (7-Gang) are quite reasonable at around 60 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 11 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the VW T-Cross 1.Generation 1.5 TSI ACT OPF Life DSG (7-Gang) over a useful life of 5 years is 288 € per month. On average, the VW T-Cross 1.Generation 1.5 TSI ACT OPF Life DSG (7-Gang) trades for 26880 €, the offered vehicle has a gross list price of 37794 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
VW T-Cross 1.Generation 1.5 TSI ACT OPF Life DSG (7-Gang) Total cost & lease factor
Calculation basis
The lease payment is 376 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the VW T-Cross? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 1008 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 19056 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 37794 €, you get the leasing factor. With this VW T-Cross results in an effective leasing factor of 1.05, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
Fixed costs
Leasing rates / 48 months
18.048,00 €
Transfer / Approval
1.008,00 €
+
Total cost
19.056,00 €
Leasing factor
Total cost
19.056,00 €
Runtime
48 Months
÷
Leasing rate
376,00 €
(315,97 € netto)
Effective leasing rate
397,00 €
(333,61 € netto)
Bruttolistenpreis
37.794,00 €
Leasing factor
0.99
Effective leasing rate
1.05
VW T-Cross 1.Generation 1.5 TSI ACT OPF Life DSG (7-Gang) Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 376 €, the VW T-Cross 1.Generation 1.5 TSI ACT OPF Life DSG (7-Gang) is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . In the case of the VW T-Cross, the monthly vehicle tax is quite favorable at 11 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 132 € per month, since the vehicle naturally also wants to be moved in accordance with its status. In addition, there are insurance costs of 60 € per month, which is quite a low amount but of course mainly due to the low gross list price (37794 €) and the vehicle size. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 1008 €. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.48 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
13.536,00 €
Actual cost / Km
Fixed operating costs
13.536,00 €
Lease payments Total
18.048,00 €
+
Total cost
31.584,00 €
Total kilometers
39.984,00
÷
Cost / Km (only leasing)
0,48 €
Cumulative total cost / Km
0,48 €
Price development leasing VW T-Cross 1.Generation 1.5 TSI ACT OPF Life DSG (7-Gang)
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