VW T-Cross 1.Generation 1.5 TSI ACT OPF Life DSG (7-Gang) - Costs
Monthly costs for VW T-Cross 1.Generation 1.5 TSI ACT OPF Life DSG (7-Gang)
Insurance costs for the VW T-Cross 1.Generation 1.5 TSI ACT OPF Life DSG (7-Gang) are quite reasonable at around 60 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 11 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the VW T-Cross 1.Generation 1.5 TSI ACT OPF Life DSG (7-Gang) over a useful life of 5 years is 288 € per month. On average, the VW T-Cross 1.Generation 1.5 TSI ACT OPF Life DSG (7-Gang) trades for 26880 €, the offered vehicle has a gross list price of 38475 €.
VW T-Cross 1.Generation 1.5 TSI ACT OPF Life DSG (7-Gang) Total cost & lease factor
Calculation basis
With a lease rate of 464 € per month for a term of 48 months, the VW T-Cross offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. This VW T-Cross results in an effective leasing factor of 1.21, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.
Fixed costs
Leasing rates / 48 months
22.272,00 €
Transfer / Approval
0,00 €
+
Total cost
22.272,00 €
Leasing factor
Total cost
22.272,00 €
Runtime
48 Months
÷
Leasing rate
464,00 €
(389,92 € netto)
Effective leasing rate
464,00 €
(389,92 € netto)
Bruttolistenpreis
38.475,00 €
Leasing factor
1.21
Effective leasing rate
1.21
VW T-Cross 1.Generation 1.5 TSI ACT OPF Life DSG (7-Gang) Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 464 €, the VW T-Cross 1.Generation 1.5 TSI ACT OPF Life DSG (7-Gang) is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . In the case of the VW T-Cross, the monthly vehicle tax is quite favorable at 11 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 132 € per month, since the vehicle naturally also wants to be moved in accordance with its status. In addition, there are insurance costs of 60 € per month, which is quite a low amount but of course mainly due to the low gross list price (38475 €) and the vehicle size. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.56 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
12.528,00 €
Actual cost / Km
Fixed operating costs
12.528,00 €
Lease payments Total
22.272,00 €
+
Total cost
34.800,00 €
Total kilometers
39.984,00
÷
Cost / Km (only leasing)
0,56 €
Cumulative total cost / Km
0,56 €
Price development leasing VW T-Cross 1.Generation 1.5 TSI ACT OPF Life DSG (7-Gang)
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