VW T-Cross 1.Generation 1.5 TSI ACT OPF Life DSG (7-Gang) - Costs
Monthly costs for VW T-Cross 1.Generation 1.5 TSI ACT OPF Life DSG (7-Gang)
Find out the projected monthly maintenance cost for one VW T-Cross 1.Generation 1.5 TSI ACT OPF Life DSG (7-Gang) with tax, running costs, insurance and workshop costs.
If you would like to lease a VW T-Cross 1.Generation 1.5 TSI ACT OPF Life DSG (7-Gang), you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 0 €.
With a lease term of 48 months and a monthly lease payment of 188
€ with 10000 km mileage per year, there are fixed leasing costs of 9024 €. Insurance costs for the VW T-Cross 1.Generation 1.5 TSI ACT OPF Life DSG (7-Gang) are quite reasonable at around 60 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 11 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the VW T-Cross 1.Generation 1.5 TSI ACT OPF Life DSG (7-Gang) over a useful life of 5 years is 288 € per month. On average, the VW T-Cross 1.Generation 1.5 TSI ACT OPF Life DSG (7-Gang) trades for 26880 €, the offered vehicle has a gross list price of 34785 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
VW T-Cross 1.Generation 1.5 TSI ACT OPF Life DSG (7-Gang) Total cost & lease factor
Calculation basis
The leasing rate is 188 € per month with a term of 48 months, so the offer is basically cheap to begin with. But is this VW T-Cross a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. This VW T-Cross results in an effective lease factor of 0.54, so it's a relatively inexpensive lease vehicle and a real lease deal.
Fixed costs
Leasing rates / 48 months
9.024,00 €
Transfer / Approval
0,00 €
+
Total cost
9.024,00 €
Leasing factor
Total cost
9.024,00 €
Runtime
48 Months
÷
Leasing rate
188,00 €
(157,98 € netto)
Effective leasing rate
188,00 €
(157,98 € netto)
Bruttolistenpreis
34.785,00 €
Leasing factor
0.54
Effective leasing rate
0.54
VW T-Cross 1.Generation 1.5 TSI ACT OPF Life DSG (7-Gang) Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. The VW T-Cross 1.Generation 1.5 TSI ACT OPF Life DSG (7-Gang), with a monthly leasing rate of 188 €, is already a rather inexpensive car. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . In the case of the VW T-Cross, the monthly vehicle tax is quite favorable at 11 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 132 € per month, since the vehicle naturally also wants to be moved in accordance with its status. In addition, there are insurance costs of 60 € per month, which is quite a low amount but of course mainly due to the low gross list price (34785 €) and the vehicle size. A plus point with this offer: There are no transfer / registration costs to one.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months). The final assessment of this offer: The cost per kilometer of 0.23 €, which is classified as average, combined with the very low effective leasing factor of 0.54, make this offer a real leasing deal!.
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
12.528,00 €
Actual cost / Km
Fixed operating costs
12.528,00 €
Lease payments Total
9.024,00 €
+
Total cost
21.552,00 €
Total kilometers
40.000,00
÷
Cost / Km (only leasing)
0,23 €
Cumulative total cost / Km
0,23 €
Price development leasing VW T-Cross 1.Generation 1.5 TSI ACT OPF Life DSG (7-Gang)
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