VW T-Cross 1.Generation 1.5 TSI ACT OPF Life DSG (7-Gang) - Costs
Monthly costs for VW T-Cross 1.Generation 1.5 TSI ACT OPF Life DSG (7-Gang)
Find out the projected monthly maintenance cost for the VW T-Cross 1.Generation 1.5 TSI ACT OPF Life DSG (7-Gang) with tax, running costs, insurance and workshop costs.
If you are interested in leasing a VW T-Cross 1.Generation 1.5 TSI ACT OPF Life DSG (7-Gang), you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 990 €.
With a lease term of 60 months and a monthly lease payment of 203.48
€ with 10000 km mileage per year, there are fixed leasing costs of 13198.8 €. Insurance costs for the VW T-Cross 1.Generation 1.5 TSI ACT OPF Life DSG (7-Gang) are quite reasonable at around 60 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 11 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the VW T-Cross 1.Generation 1.5 TSI ACT OPF Life DSG (7-Gang) over a useful life of 5 years is 288 € per month. On average, the VW T-Cross 1.Generation 1.5 TSI ACT OPF Life DSG (7-Gang) trades for 26880 €, the offered vehicle has a gross list price of 27755 €.
VW T-Cross 1.Generation 1.5 TSI ACT OPF Life DSG (7-Gang) Total cost & lease factor
Calculation basis
The lease payment is 203.48 € per month for a term of 60 months, so it is an average-priced offer. Can we still talk about a leasing deal for the VW T-Cross? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 990 €. Dividing the total costs (leasing costs + fixed costs = 13198.8 €) by the number of months (for this offer: 60 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 27755 €, you get the leasing factor. With this VW T-Cross results in an effective leasing factor of 0.79, therefore it is a good value leasing vehicle and a good leasing deal.
Fixed costs
Leasing rates / 60 months
12.208,80 €
Transfer / Approval
990,00 €
+
Total cost
13.198,80 €
Leasing factor
Total cost
13.198,80 €
Runtime
60 Months
÷
Leasing rate
203,48 €
(170,99 € netto)
Effective leasing rate
219,98 €
(184,86 € netto)
Bruttolistenpreis
27.755,00 €
Leasing factor
0.73
Effective leasing rate
0.79
VW T-Cross 1.Generation 1.5 TSI ACT OPF Life DSG (7-Gang) Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 203.48 €, the VW T-Cross 1.Generation 1.5 TSI ACT OPF Life DSG (7-Gang) is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 60 months at the most favorable lease price . In the case of the VW T-Cross, the monthly vehicle tax is quite favorable at 11 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 132 € per month, since the vehicle naturally also wants to be moved in accordance with its status. In addition, there are insurance costs of 60 € per month, which is quite a low amount but of course mainly due to the low gross list price (27755 €) and the vehicle size. The total invoice for this offer also includes the transfer and registration costs in the amount of 990 € (one-time). The final assessment of this offer: this offer can be accepted with a clear conscience at a cost per kilometer of 0.26 € and the effective leasing factor of 0.79.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 60 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
16.650,00 €
Actual cost / Km
Fixed operating costs
16.650,00 €
Lease payments Total
12.208,80 €
+
Total cost
28.858,80 €
Total kilometers
50.000,00
÷
Cost / Km (only leasing)
0,26 €
Cumulative total cost / Km
0,26 €
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