VW T-Cross 1.Generation 1.5 TSI ACT OPF ACTIVE DSG (7-Gang) - Costs
Monthly costs for VW T-Cross 1.Generation 1.5 TSI ACT OPF ACTIVE DSG (7-Gang)
Insurance costs for the VW T-Cross 1.Generation 1.5 TSI ACT OPF ACTIVE DSG (7-Gang) are quite reasonable at around 60 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 10 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the VW T-Cross 1.Generation 1.5 TSI ACT OPF ACTIVE DSG (7-Gang) over a useful life of 5 years is 318 € per month. On average, the VW T-Cross 1.Generation 1.5 TSI ACT OPF ACTIVE DSG (7-Gang) trades for 29795 €, the offered vehicle has a gross list price of 36129 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
VW T-Cross 1.Generation 1.5 TSI ACT OPF ACTIVE DSG (7-Gang) Total cost & lease factor
Calculation basis
The lease payment is 295 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the VW T-Cross? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 2000 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 16160 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 36129 €, you get the leasing factor. This VW T-Cross gives an effective leasing factor of 1.14, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Fixed costs
Leasing rates / 48 months
14.160,00 €
Transfer / Approval
2.000,00 €
+
Total cost
16.160,00 €
Leasing factor
Total cost
16.160,00 €
Runtime
48 Months
÷
Leasing rate
295,00 €
(247,90 € netto)
Effective leasing rate
336,67 €
(282,92 € netto)
Kaufpreis
29.460,00 €
Leasing factor
1
Effective leasing rate
1.14
VW T-Cross 1.Generation 1.5 TSI ACT OPF ACTIVE DSG (7-Gang) Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 295 €, the VW T-Cross 1.Generation 1.5 TSI ACT OPF ACTIVE DSG (7-Gang) is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . In the case of the VW T-Cross, the monthly vehicle tax is quite favorable at 10 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are average 126 € monthly. In addition, there are insurance costs of 60 € per month, which is quite a low amount but of course mainly due to the low gross list price (36129 €) and the vehicle size. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 2000 €. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.4 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
14.192,00 €
Actual cost / Km
Fixed operating costs
14.192,00 €
Lease payments Total
14.160,00 €
+
Total cost
28.352,00 €
Total kilometers
39.984,00
÷
Cost / Km (only leasing)
0,40 €
Cumulative total cost / Km
0,40 €
Price development leasing VW T-Cross 1.Generation 1.5 TSI ACT OPF ACTIVE DSG (7-Gang)
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