VW T-Cross 1.Generation 1.0 TSI OPF Life - Costs

Monthly costs for VW T-Cross 1.Generation 1.0 TSI OPF Life

VW T-Cross 1.Generation  1.0 TSI OPF Life

Find out the projected monthly maintenance cost for one VW T-Cross 1.Generation 1.0 TSI OPF Life with tax, running costs, insurance and workshop costs. If you are planning to lease a VW T-Cross 1.Generation 1.0 TSI OPF Life, you may need to consider not only the monthly lease fee, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 949 €.

With a lease term of 48 months and a monthly lease payment of 233 € with 10000 km mileage per year, there are fixed leasing costs of 12133 €. The insurance costs for the VW T-Cross 1.Generation 1.0 TSI OPF Life are on average high with approx. 73 € per month.

The monthly tax is only 8 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. On average, the VW T-Cross 1.Generation 1.0 TSI OPF Life trades for 20075 €, the offered vehicle has a gross list price of 27704 €.

VW T-Cross 1.Generation 1.0 TSI OPF Life Total cost & lease factor

Calculation basis

The lease payment is 233 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the VW T-Cross? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 949 €. Dividing the total costs (leasing costs + fixed costs = 12133 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 27704 €, you get the leasing factor. This VW T-Cross gives an effective leasing factor of 1.07, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.

Fixed costs

Leasing rates / 48 months

11.184,00 €

Transfer / Approval

949,00 €

+

Total cost

12.133,00 €

Leasing factor

Total cost

12.133,00 €

Runtime

48 Months

÷

Leasing rate

233,00 €
(195,80 € netto)

Effective leasing rate

252,77 €
(212,41 € netto)

Bruttolistenpreis

27.704,00 €


Leasing factor

0.98

Effective leasing rate

1.07

VW T-Cross 1.Generation 1.0 TSI OPF Life Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 233 €, the VW T-Cross 1.Generation 1.0 TSI OPF Life is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the VW T-Cross, the monthly vehicle tax is very low at 8 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 107 € monthly, as the vehicle is very economical. In addition, there are insurance costs of 73 € per month, which is quite a low amount but of course mainly due to the low gross list price (27704 €) and the vehicle size. The total invoice for this offer also includes the transfer and registration costs in the amount of 949 € (one-time). The final assessment of this offer: The only averagely high cost per kilometer in the amount of 0.3 € in connection with the, however, poor effective leasing factor of 1.07 are strong indications that this is a less good offer.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

13.573,00 €

Actual cost / Km

Fixed operating costs

13.573,00 €

Lease payments Total

11.184,00 €

+

Total cost

24.757,00 €

Total kilometers

40.000,00

÷

Cost / Km (only leasing)

0,30 €

Cumulative total cost / Km

0,30 €

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