VW T-Cross 1.Generation 1.0 TSI OPF Life DSG (7-Gang) - Costs

Monthly costs for VW T-Cross 1.Generation 1.0 TSI OPF Life DSG (7-Gang)

VW T-Cross 1.Generation  1.0 TSI OPF Life DSG (7-Gang)

Find out the projected monthly maintenance cost for the VW T-Cross 1.Generation 1.0 TSI OPF Life DSG (7-Gang) with tax, running costs, insurance and workshop costs. If you are planning to lease a VW T-Cross 1.Generation 1.0 TSI OPF Life DSG (7-Gang), you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 990 €.

With a lease term of 60 months and a monthly lease payment of 172.61 € with 10000 km mileage per year, there are fixed leasing costs of 11346.6 €. The insurance costs for the VW T-Cross 1.Generation 1.0 TSI OPF Life DSG (7-Gang) are on average high with approx. 73 € per month.

The monthly tax is only 7 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. On average, the VW T-Cross 1.Generation 1.0 TSI OPF Life DSG (7-Gang) trades for 23000 €, the offered vehicle has a gross list price of 23450 €.

VW T-Cross 1.Generation 1.0 TSI OPF Life DSG (7-Gang) Total cost & lease factor

Calculation basis

The leasing rate is 172.61 € per month with a term of 60 months, so the offer is basically cheap to begin with. But is this VW T-Cross a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 990 €. Dividing the total costs (leasing costs + fixed costs = 11346.6 €) by the number of months (for this offer: 60 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 23450 €, you get the leasing factor. With this VW T-Cross results in an effective leasing factor of 1.01, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.

Fixed costs

Leasing rates / 60 months

10.356,60 €

Transfer / Approval

990,00 €

+

Total cost

11.346,60 €

Leasing factor

Total cost

11.346,60 €

Runtime

60 Months

÷

Leasing rate

172,61 €
(145,05 € netto)

Effective leasing rate

189,11 €
(158,92 € netto)

Bruttolistenpreis

23.450,00 €


Leasing factor

0.92

Effective leasing rate

1.01

VW T-Cross 1.Generation 1.0 TSI OPF Life DSG (7-Gang) Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. The VW T-Cross 1.Generation 1.0 TSI OPF Life DSG (7-Gang), with a monthly leasing rate of 172.61 €, is already a rather inexpensive car. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 60 months at the most favorable lease price . With the VW T-Cross, the monthly vehicle tax is very low at 7 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 107 € monthly, as the vehicle is very economical. In addition, there are insurance costs of 73 € per month, which is quite a low amount but of course mainly due to the low gross list price (23450 €) and the vehicle size. The total invoice for this offer also includes the transfer and registration costs in the amount of 990 € (one-time). The final assessment of this offer: average cost per kilometer (0.23 €) is joined by an average effective leasing factor of 1.01 - not a real deal, but not a bad offer either.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 60 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

16.530,00 €

Actual cost / Km

Fixed operating costs

16.530,00 €

Lease payments Total

10.356,60 €

+

Total cost

26.886,60 €

Total kilometers

50.000,00

÷

Cost / Km (only leasing)

0,23 €

Cumulative total cost / Km

0,23 €

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