VW T-Cross 1.Generation 1.0 TSI OPF Life DSG (7-Gang) - Costs

Monthly costs for VW T-Cross 1.Generation 1.0 TSI OPF Life DSG (7-Gang)

VW T-Cross 1.Generation  1.0 TSI OPF Life DSG (7-Gang)

Find out the projected monthly maintenance cost for one VW T-Cross 1.Generation 1.0 TSI OPF Life DSG (7-Gang) with tax, running costs, insurance and workshop costs. If you would like to lease a VW T-Cross 1.Generation 1.0 TSI OPF Life DSG (7-Gang), you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 990 €.

With a lease term of 18 months and a monthly lease payment of 234.56 € with 10000 km mileage per year, there are fixed leasing costs of 5212.08 €. The insurance costs for the VW T-Cross 1.Generation 1.0 TSI OPF Life DSG (7-Gang) are on average high with approx. 73 € per month.

The monthly tax is only 7 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. On average, the VW T-Cross 1.Generation 1.0 TSI OPF Life DSG (7-Gang) trades for 23000 €, the offered vehicle has a gross list price of 27210 €.

VW T-Cross 1.Generation 1.0 TSI OPF Life DSG (7-Gang) Total cost & lease factor

Calculation basis

The lease payment is 234.56 € per month for a term of 18 months, so it is an average-priced offer. Can we still talk about a leasing deal for the VW T-Cross? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 990 €. Dividing the total costs (leasing costs + fixed costs = 5212.08 €) by the number of months (for this offer: 18 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 27210 €, you get the leasing factor. This VW T-Cross gives an effective leasing factor of 1.06, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.

Fixed costs

Leasing rates / 18 months

4.222,08 €

Transfer / Approval

990,00 €

+

Total cost

5.212,08 €

Leasing factor

Total cost

5.212,08 €

Runtime

18 Months

÷

Leasing rate

234,56 €
(197,11 € netto)

Effective leasing rate

289,56 €
(243,33 € netto)

Bruttolistenpreis

27.210,00 €


Leasing factor

0.86

Effective leasing rate

1.06

VW T-Cross 1.Generation 1.0 TSI OPF Life DSG (7-Gang) Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 234.56 €, the VW T-Cross 1.Generation 1.0 TSI OPF Life DSG (7-Gang) is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 18 months at the most favorable lease price . With the VW T-Cross, the monthly vehicle tax is very low at 7 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 107 € monthly, as the vehicle is very economical. In addition, there are insurance costs of 73 € per month, which is quite a low amount but of course mainly due to the low gross list price (27210 €) and the vehicle size. The total invoice for this offer also includes the transfer and registration costs in the amount of 990 € (one-time). The final assessment of this offer: The only averagely high cost per kilometer in the amount of 0.35 € in connection with the, however, poor effective leasing factor of 1.06 are strong indications that this is a less good offer.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 18 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

5.652,00 €

Actual cost / Km

Fixed operating costs

5.652,00 €

Lease payments Total

4.222,08 €

+

Total cost

9.874,08 €

Total kilometers

15.000,00

÷

Cost / Km (only leasing)

0,35 €

Cumulative total cost / Km

0,35 €

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