VW T-Cross 1.Generation 1.0 TSI OPF Life DSG (7-Gang) - Costs

Monthly costs for VW T-Cross 1.Generation 1.0 TSI OPF Life DSG (7-Gang)

VW T-Cross 1.Generation  1.0 TSI OPF Life DSG (7-Gang)

Find out the projected monthly maintenance cost for one VW T-Cross 1.Generation 1.0 TSI OPF Life DSG (7-Gang) with tax, running costs, insurance and workshop costs. If you are planning to lease a VW T-Cross 1.Generation 1.0 TSI OPF Life DSG (7-Gang), you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 0 €.

With a lease term of 42 months and a monthly lease payment of 285.01 € with 10000 km mileage per year, there are fixed leasing costs of 12120.42 €. The insurance costs for the VW T-Cross 1.Generation 1.0 TSI OPF Life DSG (7-Gang) are on average high with approx. 73 € per month.

The monthly tax is only 7 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. On average, the VW T-Cross 1.Generation 1.0 TSI OPF Life DSG (7-Gang) trades for 23000 €, the offered vehicle has a gross list price of 27330 €.

Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.

VW T-Cross 1.Generation 1.0 TSI OPF Life DSG (7-Gang) Total cost & lease factor

Calculation basis

The lease payment is 285.01 € per month for a term of 42 months, so it is an average-priced offer. Can we still talk about a leasing deal for the VW T-Cross? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 150 €. Dividing the total costs (leasing costs + fixed costs = 12120.42 €) by the number of months (for this offer: 42 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 27330 €, you get the leasing factor. This VW T-Cross results in an effective leasing factor of 1.35, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.

However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.

Fixed costs

Leasing rates / 42 months

11.970,42 €

Transfer / Approval

150,00 €

+

Total cost

12.120,42 €

Leasing factor

Total cost

12.120,42 €

Runtime

42 Months

÷

Leasing rate

285,01 €
(239,50 € netto)

Effective leasing rate

288,58 €
(242,50 € netto)

Kaufpreis

21.411,00 €


Leasing factor

1.33

Effective leasing rate

1.35

VW T-Cross 1.Generation 1.0 TSI OPF Life DSG (7-Gang) Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 285.01 €, the VW T-Cross 1.Generation 1.0 TSI OPF Life DSG (7-Gang) is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 42 months at the most favorable lease price . With the VW T-Cross, the monthly vehicle tax is very low at 7 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 107 € monthly, as the vehicle is very economical. In addition, there are insurance costs of 73 € per month, which is quite a low amount but of course mainly due to the low gross list price (27330 €) and the vehicle size. A plus point with this offer: the transfer and registration costs are a slim 150 € ( one-time). The final assessment of this offer: The only averagely high cost per kilometer in the amount of 0.35 € in connection with the, however, poor effective leasing factor of 1.35 are strong indications that this is a less good offer.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 42 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

11.028,00 €

Actual cost / Km

Fixed operating costs

11.028,00 €

Lease payments Total

11.970,42 €

+

Total cost

22.998,42 €

Total kilometers

35.000,00

÷

Cost / Km (only leasing)

0,35 €

Cumulative total cost / Km

0,35 €

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