VW T-Cross 1.Generation 1.0 TSI OPF Life DSG (7-Gang) - Costs

Monthly costs for VW T-Cross 1.Generation 1.0 TSI OPF Life DSG (7-Gang)

VW T-Cross 1.Generation  1.0 TSI OPF Life DSG (7-Gang)

Find out the monthly maintenance cost for the VW T-Cross 1.Generation 1.0 TSI OPF Life DSG (7-Gang) with tax, running costs, insurance and workshop costs. If you would like to lease a VW T-Cross 1.Generation 1.0 TSI OPF Life DSG (7-Gang), you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 899 €.

With a lease term of 24 months and a monthly lease payment of 129 € with 10000 km mileage per year, there are fixed leasing costs of 4144.9 €. The insurance costs for the VW T-Cross 1.Generation 1.0 TSI OPF Life DSG (7-Gang) are on average high with approx. 73 € per month.

The monthly tax is only 7 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. On average, the VW T-Cross 1.Generation 1.0 TSI OPF Life DSG (7-Gang) trades for 23000 €, the offered vehicle has a gross list price of 27130 €.

VW T-Cross 1.Generation 1.0 TSI OPF Life DSG (7-Gang) Total cost & lease factor

Calculation basis

The leasing rate is 129 € per month with a term of 24 months, so the offer is basically cheap to begin with. But is this VW T-Cross a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 1048.9 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 4144.9 €) by the number of months (for this offer: 24 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 27130 €, you get the leasing factor. With this VW T-Cross results in an effective leasing factor of 0.64, therefore it is a good value leasing vehicle and a good leasing deal.

Fixed costs

Leasing rates / 24 months

3.096,00 €

Transfer / Approval

1.048,90 €

+

Total cost

4.144,90 €

Leasing factor

Total cost

4.144,90 €

Runtime

24 Months

÷

Leasing rate

129,00 €
(108,40 € netto)

Effective leasing rate

172,70 €
(145,13 € netto)

Bruttolistenpreis

27.130,00 €


Leasing factor

0.48

Effective leasing rate

0.64

VW T-Cross 1.Generation 1.0 TSI OPF Life DSG (7-Gang) Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. The VW T-Cross 1.Generation 1.0 TSI OPF Life DSG (7-Gang), with a monthly leasing rate of 129 €, is already a rather inexpensive car. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 24 months at the most favorable lease price . With the VW T-Cross, the monthly vehicle tax is very low at 7 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 107 € monthly, as the vehicle is very economical. In addition, there are insurance costs of 73 € per month, which is quite a low amount but of course mainly due to the low gross list price (27130 €) and the vehicle size. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 1048.9 €. The final assessment of this offer: this offer can be accepted with a clear conscience at a cost per kilometer of 0.21 € and the effective leasing factor of 0.64.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 24 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

7.264,90 €

Actual cost / Km

Fixed operating costs

7.264,90 €

Lease payments Total

3.096,00 €

+

Total cost

10.360,90 €

Total kilometers

20.000,00

÷

Cost / Km (only leasing)

0,21 €

Cumulative total cost / Km

0,21 €

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