Find out the projected monthly maintenance cost for one VW T-Cross 1.Generation 1.0 TSI OPF DSG (7-Gang) with tax, running costs, insurance and workshop costs.
If you would like to lease a VW T-Cross 1.Generation 1.0 TSI OPF DSG (7-Gang), you may need to consider not only the monthly lease fee, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 950 €.
With a lease term of 36 months and a monthly lease payment of 198.78
€ with 10000 km mileage per year, there are fixed leasing costs of 8106.08 €. Insurance costs for the VW T-Cross 1.Generation 1.0 TSI OPF DSG (7-Gang) are quite reasonable at around 60 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 10 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the VW T-Cross 1.Generation 1.0 TSI OPF DSG (7-Gang) over a useful life of 5 years is 266 € per month. On average, the VW T-Cross 1.Generation 1.0 TSI OPF DSG (7-Gang) trades for 23922 €, the offered vehicle has a gross list price of 33700 €.
The leasing rate is 198.78 € per month with a term of 36 months, so the offer is basically cheap to begin with. But is this VW T-Cross a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 950 €. Dividing the total costs (leasing costs + fixed costs = 8106.08 €) by the number of months (for this offer: 36 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 33700 €, you get the leasing factor. With this VW T-Cross results in an effective leasing factor of 0.67, therefore it is a good value leasing vehicle and a good leasing deal.
Leasing rates / 36 months
7.156,08 €
Transfer / Approval
950,00 €
Total cost
8.106,08 €
Total cost
8.106,08 €
Runtime
36 Months
Leasing rate
198,78 €
(167,04 € netto)
Effective leasing rate
225,17 €
(189,22 € netto)
Bruttolistenpreis
33.700,00 €
Leasing factor
0.59
Effective leasing rate
0.67
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 198.78 €, the VW T-Cross 1.Generation 1.0 TSI OPF DSG (7-Gang) is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 36 months at the most favorable lease price . In the case of the VW T-Cross, the monthly vehicle tax is quite favorable at 10 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 132 € per month, since the vehicle naturally also wants to be moved in accordance with its status. In addition, there are insurance costs of 60 € per month, which is quite a low amount but of course mainly due to the low gross list price (33700 €) and the vehicle size. The total invoice for this offer also includes the transfer and registration costs in the amount of 950 € (one-time). The final assessment of this offer: this offer can be accepted with a clear conscience at a cost per kilometer of 0.27 € and the effective leasing factor of 0.67.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 36 months).
Costs p.a. (excl. leasing)
10.238,00 €
Fixed operating costs
10.238,00 €
Lease payments Total
7.156,08 €
Total cost
17.394,08 €
Total kilometers
30.000,00
Cost / Km (only leasing)
0,27 €
Cumulative total cost / Km
0,27 €
∅ Cost / km
0,23 €
Leasing factor
0.61
from153,51 €
∅ Cost / km
0,19 €
Leasing factor
0.78
from129,00 €
∅ Cost / km
0,22 €
Leasing factor
0.88
from159,00 €