Find out the projected monthly maintenance cost for the VW T-Cross 1.Generation 1.0 TSI OPF DSG (7-Gang) with tax, running costs, insurance and workshop costs.
If you would like to lease a VW T-Cross 1.Generation 1.0 TSI OPF DSG (7-Gang), you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 950 €.
With a lease term of 24 months and a monthly lease payment of 139.23
€ with 10000 km mileage per year, there are fixed leasing costs of 4291.52 €. Insurance costs for the VW T-Cross 1.Generation 1.0 TSI OPF DSG (7-Gang) are quite reasonable at around 60 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 10 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the VW T-Cross 1.Generation 1.0 TSI OPF DSG (7-Gang) over a useful life of 5 years is 266 € per month. On average, the VW T-Cross 1.Generation 1.0 TSI OPF DSG (7-Gang) trades for 23922 €, the offered vehicle has a gross list price of 25835 €.
The leasing rate is 139.23 € per month with a term of 24 months, so the offer is basically cheap to begin with. But is this VW T-Cross a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 950 €. Dividing the total costs (leasing costs + fixed costs = 4291.52 €) by the number of months (for this offer: 24 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 25835 €, you get the leasing factor. With this VW T-Cross results in an effective leasing factor of 0.69, therefore it is a good value leasing vehicle and a good leasing deal.
Leasing rates / 24 months
3.341,52 €
Transfer / Approval
950,00 €
Total cost
4.291,52 €
Total cost
4.291,52 €
Runtime
24 Months
Leasing rate
139,23 €
(117,00 € netto)
Effective leasing rate
178,81 €
(150,26 € netto)
Bruttolistenpreis
25.835,00 €
Leasing factor
0.54
Effective leasing rate
0.69
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. The VW T-Cross 1.Generation 1.0 TSI OPF DSG (7-Gang), with a monthly leasing rate of 139.23 €, is already a rather inexpensive car. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 24 months at the most favorable lease price . In the case of the VW T-Cross, the monthly vehicle tax is quite favorable at 10 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 132 € per month, since the vehicle naturally also wants to be moved in accordance with its status. In addition, there are insurance costs of 60 € per month, which is quite a low amount but of course mainly due to the low gross list price (25835 €) and the vehicle size. The total invoice for this offer also includes the transfer and registration costs in the amount of 950 € (one-time). The final assessment of this offer: this offer can be accepted with a clear conscience at a cost per kilometer of 0.21 € and the effective leasing factor of 0.69.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 24 months).
Costs p.a. (excl. leasing)
7.142,00 €
Fixed operating costs
7.142,00 €
Lease payments Total
3.341,52 €
Total cost
10.483,52 €
Total kilometers
20.000,00
Cost / Km (only leasing)
0,21 €
Cumulative total cost / Km
0,21 €
∅ Cost / km
0,19 €
Leasing factor
0.78
from129,00 €
∅ Cost / km
0,19 €
Leasing factor
0.78
from129,00 €
∅ Cost / km
0,19 €
Leasing factor
0.78
from127,00 €