VW T-Cross 1.Generation 1.0 TSI OPF ACTIVE - Costs
Monthly costs for VW T-Cross 1.Generation 1.0 TSI OPF ACTIVE
Find out the projected monthly maintenance cost for the VW T-Cross 1.Generation 1.0 TSI OPF ACTIVE with tax, running costs, insurance and workshop costs.
If you would like to lease a VW T-Cross 1.Generation 1.0 TSI OPF ACTIVE, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 650 €.
With a lease term of 24 months and a monthly lease payment of 125
€ with 10000 km mileage per year, there are fixed leasing costs of 3650 €. Insurance costs for the VW T-Cross 1.Generation 1.0 TSI OPF ACTIVE are quite reasonable at around 60 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 8 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the VW T-Cross 1.Generation 1.0 TSI OPF ACTIVE over a useful life of 5 years is 286 € per month. On average, the VW T-Cross 1.Generation 1.0 TSI OPF ACTIVE trades for 26260 €, the offered vehicle has a gross list price of 27125 €.
VW T-Cross 1.Generation 1.0 TSI OPF ACTIVE Total cost & lease factor
Calculation basis
The leasing rate is 125 € per month with a term of 24 months, so the offer is basically cheap to begin with. But is this VW T-Cross a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 650 €. Dividing the total costs (leasing costs + fixed costs = 3650 €) by the number of months (for this offer: 24 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 27125 €, you get the leasing factor. This VW T-Cross results in an effective lease factor of 0.56, so it's a relatively inexpensive lease vehicle and a real lease deal.
Fixed costs
Leasing rates / 24 months
3.000,00 €
Transfer / Approval
650,00 €
+
Total cost
3.650,00 €
Leasing factor
Total cost
3.650,00 €
Runtime
24 Months
÷
Leasing rate
125,00 €
(105,04 € netto)
Effective leasing rate
152,08 €
(127,80 € netto)
Bruttolistenpreis
27.125,00 €
Leasing factor
0.46
Effective leasing rate
0.56
VW T-Cross 1.Generation 1.0 TSI OPF ACTIVE Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. The VW T-Cross 1.Generation 1.0 TSI OPF ACTIVE, with a monthly leasing rate of 125 €, is already a rather inexpensive car. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 24 months at the most favorable lease price . With the VW T-Cross, the monthly vehicle tax is very low at 8 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are average 122 € monthly. In addition, there are insurance costs of 60 € per month, which is quite a low amount but of course mainly due to the low gross list price (27125 €) and the vehicle size. The total invoice for this offer also includes the transfer and registration costs in the amount of 650 € (one-time).
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 24 months). The final assessment of this offer: The cost per kilometer of 0.18 €, which is classified as average, combined with the very low effective leasing factor of 0.56, make this offer a real leasing deal!.
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
6.554,00 €
Actual cost / Km
Fixed operating costs
6.554,00 €
Lease payments Total
3.000,00 €
+
Total cost
9.554,00 €
Total kilometers
20.000,00
÷
Cost / Km (only leasing)
0,18 €
Cumulative total cost / Km
0,18 €
Price development leasing VW T-Cross 1.Generation 1.0 TSI OPF ACTIVE
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