VW T-Cross 1.Generation 1.0 TSI OPF ACTIVE - Costs

Monthly costs for VW T-Cross 1.Generation 1.0 TSI OPF ACTIVE

VW T-Cross 1.Generation  1.0 TSI OPF ACTIVE

Find out the monthly maintenance cost for the VW T-Cross 1.Generation 1.0 TSI OPF ACTIVE with tax, running costs, insurance and workshop costs. If you are interested in leasing a VW T-Cross 1.Generation 1.0 TSI OPF ACTIVE, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 770 €.

With a lease term of 48 months and a monthly lease payment of 159 € with 10000 km mileage per year, there are fixed leasing costs of 8402 €. Insurance costs for the VW T-Cross 1.Generation 1.0 TSI OPF ACTIVE are quite reasonable at around 60 € per month, especially for drivers with a high no-claims class.

The monthly tax is only 8 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the VW T-Cross 1.Generation 1.0 TSI OPF ACTIVE over a useful life of 5 years is 286 € per month. On average, the VW T-Cross 1.Generation 1.0 TSI OPF ACTIVE trades for 26260 €, the offered vehicle has a gross list price of 26310 €.

VW T-Cross 1.Generation 1.0 TSI OPF ACTIVE Total cost & lease factor

Calculation basis

The leasing rate is 159 € per month with a term of 48 months, so the offer is basically cheap to begin with. But is this VW T-Cross a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 770 €. Dividing the total costs (leasing costs + fixed costs = 8402 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 26310 €, you get the leasing factor. With this VW T-Cross results in an effective leasing factor of 0.67, therefore it is a good value leasing vehicle and a good leasing deal.

Fixed costs

Leasing rates / 48 months

7.632,00 €

Transfer / Approval

770,00 €

+

Total cost

8.402,00 €

Leasing factor

Total cost

8.402,00 €

Runtime

48 Months

÷

Leasing rate

159,00 €
(133,61 € netto)

Effective leasing rate

175,04 €
(147,09 € netto)

Bruttolistenpreis

26.310,00 €


Leasing factor

0.6

Effective leasing rate

0.67

VW T-Cross 1.Generation 1.0 TSI OPF ACTIVE Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. The VW T-Cross 1.Generation 1.0 TSI OPF ACTIVE, with a monthly leasing rate of 159 €, is already a rather inexpensive car. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the VW T-Cross, the monthly vehicle tax is very low at 8 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are average 122 € monthly. In addition, there are insurance costs of 60 € per month, which is quite a low amount but of course mainly due to the low gross list price (26310 €) and the vehicle size. The total invoice for this offer also includes the transfer and registration costs in the amount of 770 € (one-time). The final assessment of this offer: this offer can be accepted with a clear conscience at a cost per kilometer of 0.21 € and the effective leasing factor of 0.67.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

12.578,00 €

Actual cost / Km

Fixed operating costs

12.578,00 €

Lease payments Total

7.632,00 €

+

Total cost

20.210,00 €

Total kilometers

40.000,00

÷

Cost / Km (only leasing)

0,21 €

Cumulative total cost / Km

0,21 €

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