VW T-Cross 1.Generation 1.0 TSI OPF ACTIVE - Costs
Monthly costs for VW T-Cross 1.Generation 1.0 TSI OPF ACTIVE
Insurance costs for the VW T-Cross 1.Generation 1.0 TSI OPF ACTIVE are quite reasonable at around 60 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 8 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the VW T-Cross 1.Generation 1.0 TSI OPF ACTIVE over a useful life of 5 years is 286 € per month. On average, the VW T-Cross 1.Generation 1.0 TSI OPF ACTIVE trades for 26260 €, the offered vehicle has a gross list price of 26885 €.
VW T-Cross 1.Generation 1.0 TSI OPF ACTIVE Total cost & lease factor
Calculation basis
The lease payment is 219 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the VW T-Cross? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. With this VW T-Cross results in an effective leasing factor of 0.81, therefore it is a good value leasing vehicle and a good leasing deal.
Fixed costs
Leasing rates / 48 months
10.512,00 €
Transfer / Approval
0,00 €
+
Total cost
10.512,00 €
Leasing factor
Total cost
10.512,00 €
Runtime
48 Months
÷
Leasing rate
219,00 €
(184,03 € netto)
Effective leasing rate
219,00 €
(184,03 € netto)
Bruttolistenpreis
26.885,00 €
Leasing factor
0.81
Effective leasing rate
0.81
VW T-Cross 1.Generation 1.0 TSI OPF ACTIVE Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 219 €, the VW T-Cross 1.Generation 1.0 TSI OPF ACTIVE is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the VW T-Cross, the monthly vehicle tax is very low at 8 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are average 122 € monthly. In addition, there are insurance costs of 60 € per month, which is quite a low amount but of course mainly due to the low gross list price (26885 €) and the vehicle size. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: this offer can be accepted with a clear conscience at a cost per kilometer of 0.26 € and the effective leasing factor of 0.81.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
11.808,00 €
Actual cost / Km
Fixed operating costs
11.808,00 €
Lease payments Total
10.512,00 €
+
Total cost
22.320,00 €
Total kilometers
39.984,00
÷
Cost / Km (only leasing)
0,26 €
Cumulative total cost / Km
0,26 €
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