VW T-Cross 1.Generation 1.0 TSI OPF ACTIVE - Costs

Monthly costs for VW T-Cross 1.Generation 1.0 TSI OPF ACTIVE

VW T-Cross 1.Generation  1.0 TSI OPF ACTIVE

Find out the projected monthly maintenance cost for the VW T-Cross 1.Generation 1.0 TSI OPF ACTIVE with tax, running costs, insurance and workshop costs. If you would like to lease a VW T-Cross 1.Generation 1.0 TSI OPF ACTIVE, you may need to consider not only the monthly lease fee, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 1004.2 €.

With a lease term of 36 months and a monthly lease payment of 224.91 € with 10000 km mileage per year, there are fixed leasing costs of 9100.96 €. Insurance costs for the VW T-Cross 1.Generation 1.0 TSI OPF ACTIVE are quite reasonable at around 60 € per month, especially for drivers with a high no-claims class.

The monthly tax is only 8 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the VW T-Cross 1.Generation 1.0 TSI OPF ACTIVE over a useful life of 5 years is 286 € per month. On average, the VW T-Cross 1.Generation 1.0 TSI OPF ACTIVE trades for 26260 €, the offered vehicle has a gross list price of 29685 €.

Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.

VW T-Cross 1.Generation 1.0 TSI OPF ACTIVE Total cost & lease factor

Calculation basis

The lease payment is 224.91 € per month for a term of 36 months, so it is an average-priced offer. Can we still talk about a leasing deal for the VW T-Cross? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 1004.2 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 9100.96 €) by the number of months (for this offer: 36 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 29685 €, you get the leasing factor. With this VW T-Cross results in an effective leasing factor of 0.85, therefore it is a good value leasing vehicle and a good leasing deal.

Fixed costs

Leasing rates / 36 months

8.096,76 €

Transfer / Approval

1.004,20 €

+

Total cost

9.100,96 €

Leasing factor

Total cost

9.100,96 €

Runtime

36 Months

÷

Leasing rate

224,91 €
(189,00 € netto)

Effective leasing rate

252,80 €
(212,44 € netto)

Bruttolistenpreis

29.685,00 €


Leasing factor

0.76

Effective leasing rate

0.85

VW T-Cross 1.Generation 1.0 TSI OPF ACTIVE Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 224.91 €, the VW T-Cross 1.Generation 1.0 TSI OPF ACTIVE is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 36 months at the most favorable lease price . With the VW T-Cross, the monthly vehicle tax is very low at 8 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are average 122 € monthly. In addition, there are insurance costs of 60 € per month, which is quite a low amount but of course mainly due to the low gross list price (29685 €) and the vehicle size. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 1004.2 €. The final assessment of this offer: this offer can be accepted with a clear conscience at a cost per kilometer of 0.3 € and the effective leasing factor of 0.85.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 36 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

9.860,20 €

Actual cost / Km

Fixed operating costs

9.860,20 €

Lease payments Total

8.096,76 €

+

Total cost

17.956,96 €

Total kilometers

30.000,00

÷

Cost / Km (only leasing)

0,30 €

Cumulative total cost / Km

0,30 €

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