VW T-Cross 1.Generation 1.0 TSI OPF ACTIVE DSG (7-Gang) - Costs
Monthly costs for VW T-Cross 1.Generation 1.0 TSI OPF ACTIVE DSG (7-Gang)
Insurance costs for the VW T-Cross 1.Generation 1.0 TSI OPF ACTIVE DSG (7-Gang) are quite reasonable at around 60 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 11 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the VW T-Cross 1.Generation 1.0 TSI OPF ACTIVE DSG (7-Gang) over a useful life of 5 years is 302 € per month. On average, the VW T-Cross 1.Generation 1.0 TSI OPF ACTIVE DSG (7-Gang) trades for 27830 €, the offered vehicle has a gross list price of 34364 €.
VW T-Cross 1.Generation 1.0 TSI OPF ACTIVE DSG (7-Gang) Total cost & lease factor
Calculation basis
The lease payment is 326 € per month for a term of 36 months, so it is an average-priced offer. Can we still talk about a leasing deal for the VW T-Cross? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 2352 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 14088 €) by the number of months (for this offer: 36 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 34364 €, you get the leasing factor. This VW T-Cross results in an effective leasing factor of 1.4, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Fixed costs
Leasing rates / 36 months
11.736,00 €
Transfer / Approval
2.352,00 €
+
Total cost
14.088,00 €
Leasing factor
Total cost
14.088,00 €
Runtime
36 Months
÷
Leasing rate
326,00 €
(273,95 € netto)
Effective leasing rate
391,33 €
(328,85 € netto)
Kaufpreis
27.990,00 €
Leasing factor
1.16
Effective leasing rate
1.4
VW T-Cross 1.Generation 1.0 TSI OPF ACTIVE DSG (7-Gang) Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 326 €, the VW T-Cross 1.Generation 1.0 TSI OPF ACTIVE DSG (7-Gang) is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 36 months at the most favorable lease price . In the case of the VW T-Cross, the monthly vehicle tax is quite favorable at 11 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 132 € per month, since the vehicle naturally also wants to be moved in accordance with its status. In addition, there are insurance costs of 60 € per month, which is quite a low amount but of course mainly due to the low gross list price (34364 €) and the vehicle size. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 2352 €. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.47 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 36 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
11.676,00 €
Actual cost / Km
Fixed operating costs
11.676,00 €
Lease payments Total
11.736,00 €
+
Total cost
23.412,00 €
Total kilometers
29.988,00
÷
Cost / Km (only leasing)
0,47 €
Cumulative total cost / Km
0,47 €
Price development leasing VW T-Cross 1.Generation 1.0 TSI OPF ACTIVE DSG (7-Gang)
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