VW T-Cross 1. Generation 1.0 TSI OPF Style - Costs
Monthly costs for VW T-Cross 1. Generation 1.0 TSI OPF Style
The insurance costs for the VW T-Cross 1. Generation 1.0 TSI OPF Style
are on average high with approx. 73 € per month.
The monthly tax is only 7 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. On average, the VW T-Cross 1. Generation 1.0 TSI OPF Style trades for 23700 €, the offered vehicle has a gross list price of 36800 €.
VW T-Cross 1. Generation 1.0 TSI OPF Style Total cost & lease factor
Calculation basis
With a lease rate of 417 € per month for a term of 48 months, the VW T-Cross offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. This VW T-Cross gives an effective leasing factor of 1.13, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
Fixed costs
Leasing rates / 48 months
20.016,00 €
Transfer / Approval
0,00 €
+
Total cost
20.016,00 €
Leasing factor
Total cost
20.016,00 €
Runtime
48 Months
÷
Leasing rate
417,00 €
(350,42 € netto)
Effective leasing rate
417,00 €
(350,42 € netto)
Bruttolistenpreis
36.800,00 €
Leasing factor
1.13
Effective leasing rate
1.13
VW T-Cross 1. Generation 1.0 TSI OPF Style Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 417 €, the VW T-Cross 1. Generation 1.0 TSI OPF Style is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the VW T-Cross, the monthly vehicle tax is very low at 7 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount only 114 € per month, because the vehicle simply does not need much energy either. In addition, there are insurance costs of 73 € per month, which is quite a low amount but of course mainly due to the low gross list price (36800 €) and the vehicle size. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.5 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Voraussichtliche Fix + Betriebskosten über die Haltedauer
€
€
€
€
€
+
Voraussichtliche Nebenkosten
3.216,00 €
Actual cost / Km
Voraussichtliche Fix + Betriebskosten über die Haltedauer
3.216,00 €
Lease payments Total
5.004,00 €
+
Total cost
8.220,00 €
Total kilometers
39.984,00
÷
Cost / Km (only leasing)
0,50 €
Cumulative total cost / Km
0,50 €
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