VW Polo VI 1.0 - Costs

Monthly costs for VW Polo VI 1.0

VW Polo VI  1.0

Find out the projected monthly maintenance cost for one VW Polo VI 1.0 with tax, running costs, insurance and workshop costs. If you are interested in leasing a VW Polo VI 1.0, you may need to consider not only the monthly lease fee, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 1190 €.

With a lease term of 48 months and a monthly lease payment of 196.35 € with 10000 km mileage per year, there are fixed leasing costs of 10863.8 €. Insurance costs for the VW Polo VI 1.0 are quite reasonable at around 60 € per month, especially for drivers with a high no-claims class.

The monthly tax is only 7 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The low depreciation of 190 € / month (for use over 5 years) for the VW Polo VI 1.0 is not a factor in mileage leasing, but is an advantage in residual value leasing. On average, the VW Polo VI 1.0 trades for 17405 €, the offered vehicle has a gross list price of 24990 €.

Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.

VW Polo VI 1.0 Total cost & lease factor

Calculation basis

The leasing rate is 196.35 € per month with a term of 48 months, so the offer is basically cheap to begin with. But is this VW Polo a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 1439 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 10863.8 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 24990 €, you get the leasing factor. With this VW Polo results in an effective leasing factor of 0.91, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.

Fixed costs

Leasing rates / 48 months

9.424,80 €

Transfer / Approval

1.439,00 €

+

Total cost

10.863,80 €

Leasing factor

Total cost

10.863,80 €

Runtime

48 Months

÷

Leasing rate

196,35 €
(165,00 € netto)

Effective leasing rate

226,33 €
(190,19 € netto)

Bruttolistenpreis

24.990,00 €


Leasing factor

0.79

Effective leasing rate

0.91

VW Polo VI 1.0 Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be carried privately. Due to the monthly leasing rate of 196.35 €, the VW Polo VI 1.0 is already one of the quite expensive vehicles on German roads. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the VW Polo, the monthly vehicle tax is very low at 7 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are average 126 € monthly. In addition, there are insurance costs of 60 € per month, which is quite a low amount but of course mainly due to the low gross list price (24990 €) and the vehicle size. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 1439 €. The final assessment of this offer: rather high cost per kilometer (1.09 EUR) meets a rather high effective leasing factor of 0.91. You should only accept this offer if you want this car from this dealer.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).

Voraussichtliche Fix + Betriebskosten über die Haltedauer
+

Voraussichtliche Nebenkosten

12.911,00 €

Actual cost / Km

Voraussichtliche Fix + Betriebskosten über die Haltedauer

12.911,00 €

Lease payments Total

9.424,80 €

+

Total cost

22.335,80 €

Total kilometers

9.984,00

÷

Cost / Km (only leasing)

1,09 €

Cumulative total cost / Km

1,09 €

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