VW Polo VI 1.0 Life - Costs
Monthly costs for VW Polo VI 1.0 Life
Insurance costs for the VW Polo VI 1.0 Life are quite reasonable at around 91 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 6 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The low depreciation of 259 € / month (for use over 5 years) for the VW Polo VI 1.0 Life is not a factor in mileage leasing, but is an advantage in residual value leasing. On average, the VW Polo VI 1.0 Life trades for 23840 €, the offered vehicle has a gross list price of 21590 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
VW Polo VI 1.0 Life Total cost & lease factor
Calculation basis
The leasing rate is 189 € per month with a term of 36 months, so the offer is basically cheap to begin with. But is this VW Polo a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 831 €. Dividing the total costs (leasing costs + fixed costs = 7635 €) by the number of months (for this offer: 36 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 21590 €, you get the leasing factor. With this VW Polo results in an effective leasing factor of 0.98, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
Fixed costs
Leasing rates / 36 months
6.804,00 €
Transfer / Approval
831,00 €
+
Total cost
7.635,00 €
Leasing factor
Total cost
7.635,00 €
Runtime
36 Months
÷
Leasing rate
189,00 €
(158,82 € netto)
Effective leasing rate
212,08 €
(178,22 € netto)
Bruttolistenpreis
21.590,00 €
Leasing factor
0.88
Effective leasing rate
0.98
VW Polo VI 1.0 Life Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 189 €, the VW Polo VI 1.0 Life is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 36 months at the most favorable lease price . The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue), amount to just 154 € monthly, as the vehicle is very economical. In addition, there are insurance costs of 91 € per month, which is quite a low amount but of course mainly due to the low gross list price (21590 €) and the vehicle size. The total invoice for this offer also includes the transfer and registration costs in the amount of 831 € (one-time). The final assessment of this offer: average cost per kilometer (0.25 €) is joined by an average effective leasing factor of 0.98 - not a real deal, but not a bad offer either.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 36 months).
Voraussichtliche Fix + Betriebskosten über die Haltedauer
€
€
€
€
€
+
Voraussichtliche Nebenkosten
11.775,00 €
Actual cost / Km
Voraussichtliche Fix + Betriebskosten über die Haltedauer
11.775,00 €
Lease payments Total
2.268,00 €
+
Total cost
14.043,00 €
Total kilometers
29.988,00
÷
Cost / Km (only leasing)
0,25 €
Cumulative total cost / Km
0,25 €
Price development leasing VW Polo VI 1.0 Life
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