VW Polo VI 1.0 TSI OPF JOIN DSG (7-Gang) - Costs
Monthly costs for VW Polo VI 1.0 TSI OPF JOIN DSG (7-Gang)
The insurance costs for the VW Polo VI 1.0 TSI OPF JOIN DSG (7-Gang)
are on average high with approx. 78 € per month.
The monthly tax is only 8 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. On average, the VW Polo VI 1.0 TSI OPF JOIN DSG (7-Gang) trades for 22675 €, the offered vehicle has a gross list price of 32620 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
VW Polo VI 1.0 TSI OPF JOIN DSG (7-Gang) Total cost & lease factor
Calculation basis
The lease payment is 348 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the VW Polo? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. This VW Polo gives an effective leasing factor of 1.07, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
Fixed costs
Leasing rates / 48 months
16.704,00 €
Transfer / Approval
0,00 €
+
Total cost
16.704,00 €
Leasing factor
Total cost
16.704,00 €
Runtime
48 Months
÷
Leasing rate
348,00 €
(292,44 € netto)
Effective leasing rate
348,00 €
(292,44 € netto)
Bruttolistenpreis
32.620,00 €
Leasing factor
1.07
Effective leasing rate
1.07
VW Polo VI 1.0 TSI OPF JOIN DSG (7-Gang) Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 348 €, the VW Polo VI 1.0 TSI OPF JOIN DSG (7-Gang) is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the VW Polo, the monthly vehicle tax is very low at 8 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount only 112 € per month, because the vehicle simply does not need much energy either. In addition, there are insurance costs of 78 € per month, which is quite a low amount but of course mainly due to the low gross list price (32620 €) and the vehicle size. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.42 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Voraussichtliche Fix + Betriebskosten über die Haltedauer
€
€
€
€
€
+
Voraussichtliche Nebenkosten
3.168,00 €
Actual cost / Km
Voraussichtliche Fix + Betriebskosten über die Haltedauer
3.168,00 €
Lease payments Total
4.176,00 €
+
Total cost
7.344,00 €
Total kilometers
39.984,00
÷
Cost / Km (only leasing)
0,42 €
Cumulative total cost / Km
0,42 €
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