The insurance costs for the VW Polo VI GTI OPF DSG
are on average high with approx. 98 € per month.
The monthly tax is only 14 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. On average, the VW Polo VI GTI OPF DSG trades for 25210 €, the offered vehicle has a gross list price of 32025 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
The lease payment is 255 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the VW Polo? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. With this VW Polo results in an effective leasing factor of 0.8, therefore it is a good value leasing vehicle and a good leasing deal.
Leasing rates / 48 months
12.240,00 €
Transfer / Approval
0,00 €
Total cost
12.240,00 €
Total cost
12.240,00 €
Runtime
48 Months
Leasing rate
255,00 €
(214,29 € netto)
Effective leasing rate
255,00 €
(214,29 € netto)
Bruttolistenpreis
32.025,00 €
Leasing factor
0.8
Effective leasing rate
0.8
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 255 €, the VW Polo VI GTI OPF DSG is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . In the case of the VW Polo, the monthly vehicle tax is quite favorable at 14 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are average 127 € monthly. Added to this are insurance costs of 98 € per month, which is basically a moderate cost considering the gross list price of 32025 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: this offer can be accepted with a clear conscience at a cost per kilometer of 0.31 € and the effective leasing factor of 0.8.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
15.840,00 €
Fixed operating costs
15.840,00 €
Lease payments Total
12.240,00 €
Total cost
28.080,00 €
Total kilometers
39.984,00
Cost / Km (only leasing)
0,31 €
Cumulative total cost / Km
0,31 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €
∅ Cost / km
0,23 €
Leasing factor
0.61
from153,51 €