VW Polo VI 1.0 TSI OPF UNITED DSG (7-Gang) - Costs
Monthly costs for VW Polo VI 1.0 TSI OPF UNITED DSG (7-Gang)
Insurance costs for the VW Polo VI 1.0 TSI OPF UNITED DSG (7-Gang) are quite reasonable at around 64 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 7 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the VW Polo VI 1.0 TSI OPF UNITED DSG (7-Gang) over a useful life of 5 years is 257 € per month. On average, the VW Polo VI 1.0 TSI OPF UNITED DSG (7-Gang) trades for 23585 €, the offered vehicle has a gross list price of 22595 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
VW Polo VI 1.0 TSI OPF UNITED DSG (7-Gang) Total cost & lease factor
Calculation basis
The leasing rate is 199 € per month with a term of 48 months, so the offer is basically cheap to begin with. But is this VW Polo a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. With this VW Polo results in an effective leasing factor of 0.88, therefore it is a good value leasing vehicle and a good leasing deal.
Fixed costs
Leasing rates / 48 months
9.552,00 €
Transfer / Approval
0,00 €
+
Total cost
9.552,00 €
Leasing factor
Total cost
9.552,00 €
Runtime
48 Months
÷
Leasing rate
199,00 €
(167,23 € netto)
Effective leasing rate
199,00 €
(167,23 € netto)
Bruttolistenpreis
22.595,00 €
Leasing factor
0.88
Effective leasing rate
0.88
VW Polo VI 1.0 TSI OPF UNITED DSG (7-Gang) Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. The VW Polo VI 1.0 TSI OPF UNITED DSG (7-Gang), with a monthly leasing rate of 199 €, is already a rather inexpensive car. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the VW Polo, the monthly vehicle tax is very low at 7 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount only 119 € per month, because the vehicle simply does not need much energy either. In addition, there are insurance costs of 64 € per month, which is quite a low amount but of course mainly due to the low gross list price (22595 €) and the vehicle size. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: this offer can be accepted with a clear conscience at a cost per kilometer of 0.24 € and the effective leasing factor of 0.88.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
11.280,00 €
Actual cost / Km
Fixed operating costs
11.280,00 €
Lease payments Total
9.552,00 €
+
Total cost
20.832,00 €
Total kilometers
39.984,00
÷
Cost / Km (only leasing)
0,24 €
Cumulative total cost / Km
0,24 €
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