Insurance costs for the VW Polo VI 1.0 TSI OPF R-Line are quite reasonable at around 64 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 6 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the VW Polo VI 1.0 TSI OPF R-Line over a useful life of 5 years is 257 € per month. On average, the VW Polo VI 1.0 TSI OPF R-Line trades for 24105 €, the offered vehicle has a gross list price of 26430 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
The lease payment is 209 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the VW Polo? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor.
Leasing rates / 48 months
10.032,00 €
Transfer / Approval
0,00 €
Total cost
10.032,00 €
Total cost
10.032,00 €
Runtime
48 Months
Leasing rate
209,00 €
(175,63 € netto)
Effective leasing rate
209,00 €
(175,63 € netto)
Bruttolistenpreis
26.430,00 €
Leasing factor
0.79
Effective leasing rate
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 209 €, the VW Polo VI 1.0 TSI OPF R-Line is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the VW Polo, the monthly vehicle tax is very low at 6 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount only 119 € per month, because the vehicle simply does not need much energy either. In addition, there are insurance costs of 64 € per month, which is quite a low amount but of course mainly due to the low gross list price (26430 €) and the vehicle size. A plus point with this offer: There are no transfer / registration costs to one.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
11.472,00 €
Fixed operating costs
11.472,00 €
Lease payments Total
10.032,00 €
Total cost
21.504,00 €
Total kilometers
39.984,00
Cost / Km (only leasing)
0,25 €
Cumulative total cost / Km
0,25 €
∅ Cost / km
0,23 €
Leasing factor
0.61
from153,51 €
∅ Cost / km
0,19 €
Leasing factor
0.78
from129,00 €
∅ Cost / km
0,22 €
Leasing factor
0.88
from159,00 €