VW Polo VI 1.0 TSI OPF Life DSG - Costs
Monthly costs for VW Polo VI 1.0 TSI OPF Life DSG
Find out the projected monthly maintenance cost for the VW Polo VI 1.0 TSI OPF Life DSG with tax, running costs, insurance and workshop costs.
If you would like to lease a VW Polo VI 1.0 TSI OPF Life DSG, you may need to consider not only the monthly lease fee, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 990 €.
With a lease term of 60 months and a monthly lease payment of 188.25
€ with 10000 km mileage per year, there are fixed leasing costs of 12285 €. Insurance costs for the VW Polo VI 1.0 TSI OPF Life DSG are quite reasonable at around 64 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 7 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the VW Polo VI 1.0 TSI OPF Life DSG over a useful life of 5 years is 265 € per month. On average, the VW Polo VI 1.0 TSI OPF Life DSG trades for 24335 €, the offered vehicle has a gross list price of 23135 €.
VW Polo VI 1.0 TSI OPF Life DSG Total cost & lease factor
Calculation basis
The leasing rate is 188.25 € per month with a term of 60 months, so the offer is basically cheap to begin with. But is this VW Polo a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 990 €. Dividing the total costs (leasing costs + fixed costs = 12285 €) by the number of months (for this offer: 60 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 23135 €, you get the leasing factor. With this VW Polo results in an effective leasing factor of 0.89, therefore it is a good value leasing vehicle and a good leasing deal.
Fixed costs
Leasing rates / 60 months
11.295,00 €
Transfer / Approval
990,00 €
+
Total cost
12.285,00 €
Leasing factor
Total cost
12.285,00 €
Runtime
60 Months
÷
Leasing rate
188,25 €
(158,19 € netto)
Effective leasing rate
204,75 €
(172,06 € netto)
Bruttolistenpreis
23.135,00 €
Leasing factor
0.81
Effective leasing rate
0.89
VW Polo VI 1.0 TSI OPF Life DSG Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 188.25 €, the VW Polo VI 1.0 TSI OPF Life DSG is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 60 months at the most favorable lease price . With the VW Polo, the monthly vehicle tax is very low at 7 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are average 125 € monthly. In addition, there are insurance costs of 64 € per month, which is quite a low amount but of course mainly due to the low gross list price (23135 €) and the vehicle size. The total invoice for this offer also includes the transfer and registration costs in the amount of 990 € (one-time). The final assessment of this offer: this offer can be accepted with a clear conscience at a cost per kilometer of 0.25 € and the effective leasing factor of 0.89.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 60 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
15.750,00 €
Actual cost / Km
Fixed operating costs
15.750,00 €
Lease payments Total
11.295,00 €
+
Total cost
27.045,00 €
Total kilometers
50.000,00
÷
Cost / Km (only leasing)
0,25 €
Cumulative total cost / Km
0,25 €
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