VW Polo VI 1.0 TSI OPF Life DSG - Costs
Monthly costs for VW Polo VI 1.0 TSI OPF Life DSG
Find out the monthly maintenance cost for the VW Polo VI 1.0 TSI OPF Life DSG with tax, running costs, insurance and workshop costs.
If you would like to lease a VW Polo VI 1.0 TSI OPF Life DSG, you may need to consider not only the monthly lease fee, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 890 €.
With a lease term of 48 months and a monthly lease payment of 323.68
€ with 10000 km mileage per year, there are fixed leasing costs of 16565.64 €. Insurance costs for the VW Polo VI 1.0 TSI OPF Life DSG are quite reasonable at around 64 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 7 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the VW Polo VI 1.0 TSI OPF Life DSG over a useful life of 5 years is 265 € per month. On average, the VW Polo VI 1.0 TSI OPF Life DSG trades for 24335 €, the offered vehicle has a gross list price of 26975 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
VW Polo VI 1.0 TSI OPF Life DSG Total cost & lease factor
Calculation basis
The lease payment is 323.68 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the VW Polo? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 1029 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 16565.64 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 26975 €, you get the leasing factor. This VW Polo results in an effective leasing factor of 1.28, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.
Fixed costs
Leasing rates / 48 months
15.536,64 €
Transfer / Approval
1.029,00 €
+
Total cost
16.565,64 €
Leasing factor
Total cost
16.565,64 €
Runtime
48 Months
÷
Leasing rate
323,68 €
(272,00 € netto)
Effective leasing rate
345,12 €
(290,02 € netto)
Bruttolistenpreis
26.975,00 €
Leasing factor
1.2
Effective leasing rate
1.28
VW Polo VI 1.0 TSI OPF Life DSG Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 323.68 €, the VW Polo VI 1.0 TSI OPF Life DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the VW Polo, the monthly vehicle tax is very low at 7 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are average 125 € monthly. In addition, there are insurance costs of 64 € per month, which is quite a low amount but of course mainly due to the low gross list price (26975 €) and the vehicle size. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 1029 €. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.41 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
12.837,00 €
Actual cost / Km
Fixed operating costs
12.837,00 €
Lease payments Total
15.536,64 €
+
Total cost
28.373,64 €
Total kilometers
40.000,00
÷
Cost / Km (only leasing)
0,41 €
Cumulative total cost / Km
0,41 €
Price development leasing VW Polo VI 1.0 TSI OPF Life DSG
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