The insurance costs for the VW Polo VI 1.0 TSI OPF Join
are on average high with approx. 78 € per month.
The monthly tax is only 7 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. On average, the VW Polo VI 1.0 TSI OPF Join trades for 21075 €, the offered vehicle has a gross list price of 25310 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
The lease payment is 220 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the VW Polo? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 1000 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 11560 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 25310 €, you get the leasing factor.
Leasing rates / 48 months
10.560,00 €
Transfer / Approval
1.000,00 €
Total cost
11.560,00 €
Total cost
11.560,00 €
Runtime
48 Months
Leasing rate
220,00 €
(184,87 € netto)
Effective leasing rate
240,83 €
(202,38 € netto)
Bruttolistenpreis
25.310,00 €
Leasing factor
0.87
Effective leasing rate
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 220 €, the VW Polo VI 1.0 TSI OPF Join is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the VW Polo, the monthly vehicle tax is very low at 7 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 103 € monthly, as the vehicle is very economical. In addition, there are insurance costs of 78 € per month, which is quite a low amount but of course mainly due to the low gross list price (25310 €) and the vehicle size. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 1000 €.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
13.240,00 €
Fixed operating costs
13.240,00 €
Lease payments Total
10.560,00 €
Total cost
23.800,00 €
Total kilometers
39.984,00
Cost / Km (only leasing)
0,29 €
Cumulative total cost / Km
0,29 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €
∅ Cost / km
0,23 €
Leasing factor
0.61
from153,51 €