Find out the projected monthly maintenance cost for the VW Polo VI 1.0 TSI OPF Join DSG (7-Gang) with tax, running costs, insurance and workshop costs.
If you are planning to lease a VW Polo VI 1.0 TSI OPF Join DSG (7-Gang), you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 990 €.
With a lease term of 48 months and a monthly lease payment of 190
€ with 10000 km mileage per year, there are fixed leasing costs of 10110 €. The insurance costs for the VW Polo VI 1.0 TSI OPF Join DSG (7-Gang)
are on average high with approx. 78 € per month.
The monthly tax is only 8 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. On average, the VW Polo VI 1.0 TSI OPF Join DSG (7-Gang) trades for 22675 €, the offered vehicle has a gross list price of 24244 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
The leasing rate is 190 € per month with a term of 48 months, so the offer is basically cheap to begin with. But is this VW Polo a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 990 €. Dividing the total costs (leasing costs + fixed costs = 10110 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 24244 €, you get the leasing factor. With this VW Polo results in an effective leasing factor of 1.05, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
Leasing rates / 48 months
9.120,00 €
Transfer / Approval
990,00 €
Total cost
10.110,00 €
Total cost
10.110,00 €
Runtime
48 Months
Leasing rate
190,00 €
(159,66 € netto)
Effective leasing rate
210,63 €
(177,00 € netto)
Bruttolistenpreis
24.244,00 €
Leasing factor
0.95
Effective leasing rate
1.05
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 190 €, the VW Polo VI 1.0 TSI OPF Join DSG (7-Gang) is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the VW Polo, the monthly vehicle tax is very low at 8 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 105 € monthly, as the vehicle is very economical. In addition, there are insurance costs of 78 € per month, which is quite a low amount but of course mainly due to the low gross list price (24244 €) and the vehicle size. The total invoice for this offer also includes the transfer and registration costs in the amount of 990 € (one-time). The final assessment of this offer: The only averagely high cost per kilometer in the amount of 0.25 € in connection with the, however, poor effective leasing factor of 1.05 are strong indications that this is a less good offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
13.326,00 €
Fixed operating costs
13.326,00 €
Lease payments Total
9.120,00 €
Total cost
22.446,00 €
Total kilometers
40.000,00
Cost / Km (only leasing)
0,25 €
Cumulative total cost / Km
0,25 €
∅ Cost / km
0,23 €
Leasing factor
0.61
from153,51 €
∅ Cost / km
0,19 €
Leasing factor
0.78
from129,00 €
∅ Cost / km
0,22 €
Leasing factor
0.88
from159,00 €