VW Polo VI 1.0 TSI OPF Join DSG (7-Gang) - Costs
Monthly costs for VW Polo VI 1.0 TSI OPF Join DSG (7-Gang)
The insurance costs for the VW Polo VI 1.0 TSI OPF Join DSG (7-Gang)
are on average high with approx. 78 € per month.
The monthly tax is only 8 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. On average, the VW Polo VI 1.0 TSI OPF Join DSG (7-Gang) trades for 22675 €, the offered vehicle has a gross list price of 26530 €.
VW Polo VI 1.0 TSI OPF Join DSG (7-Gang) Total cost & lease factor
Calculation basis
The lease payment is 280 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the VW Polo? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. This VW Polo gives an effective leasing factor of 1.06, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
Fixed costs
Leasing rates / 48 months
13.440,00 €
Transfer / Approval
0,00 €
+
Total cost
13.440,00 €
Leasing factor
Total cost
13.440,00 €
Runtime
48 Months
÷
Leasing rate
280,00 €
(235,29 € netto)
Effective leasing rate
280,00 €
(235,29 € netto)
Bruttolistenpreis
26.530,00 €
Leasing factor
1.06
Effective leasing rate
1.06
VW Polo VI 1.0 TSI OPF Join DSG (7-Gang) Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 280 €, the VW Polo VI 1.0 TSI OPF Join DSG (7-Gang) is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the VW Polo, the monthly vehicle tax is very low at 8 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 105 € monthly, as the vehicle is very economical. In addition, there are insurance costs of 78 € per month, which is quite a low amount but of course mainly due to the low gross list price (26530 €) and the vehicle size. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: The only averagely high cost per kilometer in the amount of 0.34 € in connection with the, however, poor effective leasing factor of 1.06 are strong indications that this is a less good offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
12.336,00 €
Actual cost / Km
Fixed operating costs
12.336,00 €
Lease payments Total
13.440,00 €
+
Total cost
25.776,00 €
Total kilometers
39.984,00
÷
Cost / Km (only leasing)
0,34 €
Cumulative total cost / Km
0,34 €
Price development leasing VW Polo VI 1.0 TSI OPF Join DSG (7-Gang)
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