VW Polo VI 1.0 TSI OPF Join DSG (7-Gang) - Costs

Monthly costs for VW Polo VI 1.0 TSI OPF Join DSG (7-Gang)

VW Polo VI  1.0 TSI OPF Join DSG (7-Gang)

The insurance costs for the VW Polo VI 1.0 TSI OPF Join DSG (7-Gang) are on average high with approx. 78 € per month.

The monthly tax is only 8 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. On average, the VW Polo VI 1.0 TSI OPF Join DSG (7-Gang) trades for 21425 €, the offered vehicle has a gross list price of 19925 €.

VW Polo VI 1.0 TSI OPF Join DSG (7-Gang) Total cost & lease factor

Calculation basis

The leasing rate is 163.03 € per month with a term of 48 months, so the offer is basically cheap to begin with. But is this VW Polo a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. With this VW Polo results in an effective leasing factor of 0.82, therefore it is a good value leasing vehicle and a good leasing deal.

Fixed costs

Leasing rates / 48 months

7.825,44 €

Transfer / Approval

0,00 €

+

Total cost

7.825,44 €

Leasing factor

Total cost

7.825,44 €

Runtime

48 Months

÷

Leasing rate

163,03 €
(137,00 € netto)

Effective leasing rate

163,03 €
(137,00 € netto)

Bruttolistenpreis

19.925,00 €


Leasing factor

0.82

Effective leasing rate

0.82

VW Polo VI 1.0 TSI OPF Join DSG (7-Gang) Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. The VW Polo VI 1.0 TSI OPF Join DSG (7-Gang), with a monthly leasing rate of 163.03 €, is already a rather inexpensive car. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the VW Polo, the monthly vehicle tax is very low at 8 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 103 € monthly, as the vehicle is very economical. In addition, there are insurance costs of 78 € per month, which is quite a low amount but of course mainly due to the low gross list price (19925 €) and the vehicle size. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: this offer can be accepted with a clear conscience at a cost per kilometer of 0.2 € and the effective leasing factor of 0.82.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

12.288,00 €

Actual cost / Km

Fixed operating costs

12.288,00 €

Lease payments Total

7.825,44 €

+

Total cost

20.113,44 €

Total kilometers

39.984,00

÷

Cost / Km (only leasing)

0,20 €

Cumulative total cost / Km

0,20 €

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