VW Polo VI 1.0 TSI OPF IQ.Drive - Costs

Monthly costs for VW Polo VI 1.0 TSI OPF IQ.Drive

VW Polo VI  1.0 TSI OPF IQ.Drive

Find out the monthly maintenance cost for the VW Polo VI 1.0 TSI OPF IQ.Drive with tax, running costs, insurance and workshop costs. If you are planning to lease a VW Polo VI 1.0 TSI OPF IQ.Drive, you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 770 €.

With a lease term of 48 months and a monthly lease payment of 189 € with 10000 km mileage per year, there are fixed leasing costs of 9842 €. The insurance costs for the VW Polo VI 1.0 TSI OPF IQ.Drive are on average high with approx. 78 € per month.

The monthly tax is only 6 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. On average, the VW Polo VI 1.0 TSI OPF IQ.Drive trades for 20505 €, the offered vehicle has a gross list price of 24355 €.

VW Polo VI 1.0 TSI OPF IQ.Drive Total cost & lease factor

Calculation basis

The leasing rate is 189 € per month with a term of 48 months, so the offer is basically cheap to begin with. But is this VW Polo a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 770 €. Dividing the total costs (leasing costs + fixed costs = 9842 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 24355 €, you get the leasing factor. With this VW Polo results in an effective leasing factor of 0.84, therefore it is a good value leasing vehicle and a good leasing deal.

Fixed costs

Leasing rates / 48 months

9.072,00 €

Transfer / Approval

770,00 €

+

Total cost

9.842,00 €

Leasing factor

Total cost

9.842,00 €

Runtime

48 Months

÷

Leasing rate

189,00 €
(158,82 € netto)

Effective leasing rate

205,04 €
(172,30 € netto)

Bruttolistenpreis

24.355,00 €


Leasing factor

0.78

Effective leasing rate

0.84

VW Polo VI 1.0 TSI OPF IQ.Drive Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 189 €, the VW Polo VI 1.0 TSI OPF IQ.Drive is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the VW Polo, the monthly vehicle tax is very low at 6 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 102 € monthly, as the vehicle is very economical. In addition, there are insurance costs of 78 € per month, which is quite a low amount but of course mainly due to the low gross list price (24355 €) and the vehicle size. The total invoice for this offer also includes the transfer and registration costs in the amount of 770 € (one-time). The final assessment of this offer: this offer can be accepted with a clear conscience at a cost per kilometer of 0.25 € and the effective leasing factor of 0.84.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

12.962,00 €

Actual cost / Km

Fixed operating costs

12.962,00 €

Lease payments Total

9.072,00 €

+

Total cost

22.034,00 €

Total kilometers

40.000,00

÷

Cost / Km (only leasing)

0,25 €

Cumulative total cost / Km

0,25 €

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