Find out the projected monthly maintenance cost for one VW Polo VI 1.0 TSI OPF Highline DSG (7-Gang) with tax, running costs, insurance and workshop costs.
If you are planning to lease a VW Polo VI 1.0 TSI OPF Highline DSG (7-Gang), you may need to consider not only the monthly lease fee, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 930 €.
With a lease term of 48 months and a monthly lease payment of 160.65
€ with 10000 km mileage per year, there are fixed leasing costs of 8836.2 €. The insurance costs for the VW Polo VI 1.0 TSI OPF Highline DSG (7-Gang)
are on average high with approx. 78 € per month.
The monthly tax is only 8 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. On average, the VW Polo VI 1.0 TSI OPF Highline DSG (7-Gang) trades for 20405 €, the offered vehicle has a gross list price of 18475 €.
The leasing rate is 160.65 € per month with a term of 48 months, so the offer is basically cheap to begin with. But is this VW Polo a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 1125 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 8836.2 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 18475 €, you get the leasing factor. With this VW Polo results in an effective leasing factor of 1, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
Leasing rates / 48 months
7.711,20 €
Transfer / Approval
1.125,00 €
Total cost
8.836,20 €
Total cost
8.836,20 €
Runtime
48 Months
Leasing rate
160,65 €
(135,00 € netto)
Effective leasing rate
184,09 €
(154,70 € netto)
Bruttolistenpreis
18.475,00 €
Leasing factor
0.87
Effective leasing rate
1
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. The VW Polo VI 1.0 TSI OPF Highline DSG (7-Gang), with a monthly leasing rate of 160.65 €, is already a rather inexpensive car. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the VW Polo, the monthly vehicle tax is very low at 8 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 103 € monthly, as the vehicle is very economical. In addition, there are insurance costs of 78 € per month, which is quite a low amount but of course mainly due to the low gross list price (18475 €) and the vehicle size. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 1125 €. The final assessment of this offer: average cost per kilometer (0.22 €) is joined by an average effective leasing factor of 1 - not a real deal, but not a bad offer either.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
13.413,00 €
Fixed operating costs
13.413,00 €
Lease payments Total
7.711,20 €
Total cost
21.124,20 €
Total kilometers
40.000,00
Cost / Km (only leasing)
0,22 €
Cumulative total cost / Km
0,22 €
∅ Cost / km
0,19 €
Leasing factor
0.78
from129,00 €
∅ Cost / km
0,19 €
Leasing factor
0.78
from129,00 €
∅ Cost / km
0,19 €
Leasing factor
0.78
from127,00 €