Find out the projected monthly maintenance cost for one VW Polo VI 1.0 TSI OPF Highline DSG (7-Gang) with tax, running costs, insurance and workshop costs.
If you would like to lease a VW Polo VI 1.0 TSI OPF Highline DSG (7-Gang), you may need to consider not only the monthly lease fee, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 720 €.
With a lease term of 48 months and a monthly lease payment of 146.37
€ with 10000 km mileage per year, there are fixed leasing costs of 7900.76 €. The insurance costs for the VW Polo VI 1.0 TSI OPF Highline DSG (7-Gang)
are on average high with approx. 78 € per month.
The monthly tax is only 8 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. On average, the VW Polo VI 1.0 TSI OPF Highline DSG (7-Gang) trades for 20405 €, the offered vehicle has a gross list price of 14990 €.
The leasing rate is 146.37 € per month with a term of 48 months, so the offer is basically cheap to begin with. But is this VW Polo a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 875 €. Dividing the total costs (leasing costs + fixed costs = 7900.76 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 14990 €, you get the leasing factor. This VW Polo gives an effective leasing factor of 1.1, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
Leasing rates / 48 months
7.025,76 €
Transfer / Approval
875,00 €
Total cost
7.900,76 €
Total cost
7.900,76 €
Runtime
48 Months
Leasing rate
146,37 €
(123,00 € netto)
Effective leasing rate
164,60 €
(138,32 € netto)
Bruttolistenpreis
0,00 €
Leasing factor
0.98
Effective leasing rate
1.1
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. The VW Polo VI 1.0 TSI OPF Highline DSG (7-Gang), with a monthly leasing rate of 146.37 €, is already a rather inexpensive car. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the VW Polo, the monthly vehicle tax is very low at 8 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 103 € monthly, as the vehicle is very economical. In addition, there are insurance costs of 78 € per month, which is quite a low amount but of course mainly due to the low gross list price (14990 €) and the vehicle size. The total invoice for this offer also includes the transfer and registration costs in the amount of 875 € (one-time). The final assessment of this offer: The only averagely high cost per kilometer in the amount of 0.2 € in connection with the, however, poor effective leasing factor of 1.1 are strong indications that this is a less good offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
13.163,00 €
Fixed operating costs
13.163,00 €
Lease payments Total
7.025,76 €
Total cost
20.188,76 €
Total kilometers
40.000,00
Cost / Km (only leasing)
0,20 €
Cumulative total cost / Km
0,20 €
∅ Cost / km
0,19 €
Leasing factor
0.78
from129,00 €
∅ Cost / km
0,19 €
Leasing factor
0.78
from129,00 €
∅ Cost / km
0,19 €
Leasing factor
0.78
from127,00 €