Find out the monthly maintenance cost for one VW Polo VI 1.0 TSI OPF Comfortline with tax, running costs, insurance and workshop costs.
If you would like to lease a VW Polo VI 1.0 TSI OPF Comfortline, you may need to consider not only the monthly lease fee, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 649 €.
With a lease term of 48 months and a monthly lease payment of 132.09
€ with 10000 km mileage per year, there are fixed leasing costs of 7138.32 €. Insurance costs for the VW Polo VI 1.0 TSI OPF Comfortline are quite reasonable at around 64 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 6 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the VW Polo VI 1.0 TSI OPF Comfortline over a useful life of 5 years is 232 € per month. On average, the VW Polo VI 1.0 TSI OPF Comfortline trades for 20935 €, the offered vehicle has a gross list price of 16535 €.
The leasing rate is 132.09 € per month with a term of 48 months, so the offer is basically cheap to begin with. But is this VW Polo a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 798 €. Dividing the total costs (leasing costs + fixed costs = 7138.32 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 16535 €, you get the leasing factor. With this VW Polo results in an effective leasing factor of 0.95, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
Leasing rates / 48 months
6.340,32 €
Transfer / Approval
798,00 €
Total cost
7.138,32 €
Total cost
7.138,32 €
Runtime
48 Months
Leasing rate
132,09 €
(111,00 € netto)
Effective leasing rate
148,72 €
(124,97 € netto)
Bruttolistenpreis
16.535,00 €
Leasing factor
0.85
Effective leasing rate
0.95
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. The VW Polo VI 1.0 TSI OPF Comfortline, with a monthly leasing rate of 132.09 €, is already a rather inexpensive car. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the VW Polo, the monthly vehicle tax is very low at 6 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount only 114 € per month, because the vehicle simply does not need much energy either. In addition, there are insurance costs of 64 € per month, which is quite a low amount but of course mainly due to the low gross list price (16535 €) and the vehicle size. The total invoice for this offer also includes the transfer and registration costs in the amount of 798 € (one-time). The final assessment of this offer: average cost per kilometer (0.18 €) is joined by an average effective leasing factor of 0.95 - not a real deal, but not a bad offer either.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
11.790,00 €
Fixed operating costs
11.790,00 €
Lease payments Total
6.340,32 €
Total cost
18.130,32 €
Total kilometers
40.000,00
Cost / Km (only leasing)
0,18 €
Cumulative total cost / Km
0,18 €
∅ Cost / km
0,16 €
Leasing factor
0.88
from113,78 €
∅ Cost / km
0,17 €
Leasing factor
0.81
from118,52 €
∅ Cost / km
0,17 €
Leasing factor
0.81
from116,37 €