VW Polo VI 1.0 TSI OPF Comfortline DSG (7-Gang) - Costs
Monthly costs for VW Polo VI 1.0 TSI OPF Comfortline DSG (7-Gang)
Insurance costs for the VW Polo VI 1.0 TSI OPF Comfortline DSG (7-Gang) are quite reasonable at around 64 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 9 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the VW Polo VI 1.0 TSI OPF Comfortline DSG (7-Gang) over a useful life of 5 years is 238 € per month. On average, the VW Polo VI 1.0 TSI OPF Comfortline DSG (7-Gang) trades for 21512 €, the offered vehicle has a gross list price of 21690 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
VW Polo VI 1.0 TSI OPF Comfortline DSG (7-Gang) Total cost & lease factor
Calculation basis
The leasing rate is 148 € per month with a term of 48 months, so the offer is basically cheap to begin with. But is this VW Polo a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 1260 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 8364 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 21690 €, you get the leasing factor. With this VW Polo results in an effective leasing factor of 0.8, therefore it is a good value leasing vehicle and a good leasing deal.
Fixed costs
Leasing rates / 48 months
7.104,00 €
Transfer / Approval
1.260,00 €
+
Total cost
8.364,00 €
Leasing factor
Total cost
8.364,00 €
Runtime
48 Months
÷
Leasing rate
148,00 €
(124,37 € netto)
Effective leasing rate
174,25 €
(146,43 € netto)
Bruttolistenpreis
21.690,00 €
Leasing factor
0.68
Effective leasing rate
0.8
VW Polo VI 1.0 TSI OPF Comfortline DSG (7-Gang) Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. The VW Polo VI 1.0 TSI OPF Comfortline DSG (7-Gang), with a monthly leasing rate of 148 €, is already a rather inexpensive car. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the VW Polo, the monthly vehicle tax is very low at 9 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are average 127 € monthly. In addition, there are insurance costs of 64 € per month, which is quite a low amount but of course mainly due to the low gross list price (21690 €) and the vehicle size. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 1260 €. The final assessment of this offer: this offer can be accepted with a clear conscience at a cost per kilometer of 0.21 € and the effective leasing factor of 0.8.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
13.020,00 €
Actual cost / Km
Fixed operating costs
13.020,00 €
Lease payments Total
7.104,00 €
+
Total cost
20.124,00 €
Total kilometers
39.984,00
÷
Cost / Km (only leasing)
0,21 €
Cumulative total cost / Km
0,21 €
Price development leasing VW Polo VI 1.0 TSI OPF Comfortline DSG (7-Gang)
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