VW Polo VI 1.0 MPI UNITED - Costs
Monthly costs for VW Polo VI 1.0 MPI UNITED
Find out the projected monthly maintenance cost for one VW Polo VI 1.0 MPI UNITED with tax, running costs, insurance and workshop costs.
If you would like to lease a VW Polo VI 1.0 MPI UNITED, you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 0 €.
With a lease term of 48 months and a monthly lease payment of 169
€ with 10000 km mileage per year, there are fixed leasing costs of 8112 €. Insurance costs for the VW Polo VI 1.0 MPI UNITED are quite reasonable at around 60 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 7 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the VW Polo VI 1.0 MPI UNITED over a useful life of 5 years is 228 € per month. On average, the VW Polo VI 1.0 MPI UNITED trades for 20481 €, the offered vehicle has a gross list price of 19440 €.
VW Polo VI 1.0 MPI UNITED Total cost & lease factor
Calculation basis
The leasing rate is 169 € per month with a term of 48 months, so the offer is basically cheap to begin with. But is this VW Polo a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. With this VW Polo results in an effective leasing factor of 0.91, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
Fixed costs
Leasing rates / 48 months
8.112,00 €
Transfer / Approval
0,00 €
+
Total cost
8.112,00 €
Leasing factor
Total cost
8.112,00 €
Runtime
48 Months
÷
Leasing rate
169,00 €
(142,02 € netto)
Effective leasing rate
169,00 €
(142,02 € netto)
Bruttolistenpreis
19.440,00 €
Leasing factor
0.91
Effective leasing rate
0.91
VW Polo VI 1.0 MPI UNITED Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. The VW Polo VI 1.0 MPI UNITED, with a monthly leasing rate of 169 €, is already a rather inexpensive car. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the VW Polo, the monthly vehicle tax is very low at 7 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount only 117 € per month, because the vehicle simply does not need much energy either. In addition, there are insurance costs of 60 € per month, which is quite a low amount but of course mainly due to the low gross list price (19440 €) and the vehicle size. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: average cost per kilometer (0.2 €) is joined by an average effective leasing factor of 0.91 - not a real deal, but not a bad offer either.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
10.992,00 €
Actual cost / Km
Fixed operating costs
10.992,00 €
Lease payments Total
8.112,00 €
+
Total cost
19.104,00 €
Total kilometers
40.000,00
÷
Cost / Km (only leasing)
0,20 €
Cumulative total cost / Km
0,20 €
Price development leasing VW Polo VI 1.0 MPI UNITED
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