The insurance costs for the VW Passat B8 Variant 2.0 TDI SCR Business DSG
are on average high with approx. 88 € per month. The new CO2 pricing results in an increased monthly tax of 23 €. The average depreciation of the VW Passat B8 Variant 2.0 TDI SCR Business DSG over a useful life of 5 years is 519 € per month. On average, the VW Passat B8 Variant 2.0 TDI SCR Business DSG trades for 44853 €, the offered vehicle has a gross list price of 50474 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
With a lease rate of 524.79 € per month for a term of 36 months, the VW Passat offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. With this VW Passat results in an effective leasing factor of 1.04, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
Leasing rates / 36 months
18.892,44 €
Transfer / Approval
0,00 €
Total cost
18.892,44 €
Total cost
18.892,44 €
Runtime
36 Months
Leasing rate
524,79 €
(441,00 € netto)
Effective leasing rate
524,79 €
(441,00 € netto)
Bruttolistenpreis
50.474,00 €
Leasing factor
1.04
Effective leasing rate
1.04
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 524.79 €, the VW Passat B8 Variant 2.0 TDI SCR Business DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 36 months at the most favorable lease price . For the VW Passat the monthly vehicle tax is rather high at 23 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 109 € monthly, as the vehicle is very economical. Added to this are insurance costs of 88 € per month, which is basically a moderate cost considering the gross list price of 50474 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: rather high cost per kilometer (0.63 EUR) meets a rather high effective leasing factor of 1.04. You should only accept this offer if you want this car from this dealer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 36 months).
Costs p.a. (excl. leasing)
10.224,00 €
Fixed operating costs
10.224,00 €
Lease payments Total
18.892,44 €
Total cost
29.116,44 €
Total kilometers
29.988,00
Cost / Km (only leasing)
0,63 €
Cumulative total cost / Km
0,63 €
∅ Cost / km
0,42 €
Leasing factor
1.18
from353,00 €
∅ Cost / km
0,44 €
Leasing factor
1.1
from369,00 €
∅ Cost / km
0,41 €
Leasing factor
1.06
from337,89 €