The insurance costs for the VW ID.4 1.Generation Pro Performance (77 kWh) are on average high with approx. 73 € per month. The average depreciation of the VW ID.4 1.Generation Pro Performance (77 kWh) over a useful life of 5 years is 369 € per month. On average, the VW ID.4 1.Generation Pro Performance (77 kWh) trades for 45770 €, the offered vehicle has a gross list price of 55430 €.
With a lease rate of 591 € per month for a term of 48 months, the VW ID.4 offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. This VW ID.4 gives an effective leasing factor of 1.07, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
Leasing rates / 48 months
28.368,00 €
Transfer / Approval
0,00 €
Total cost
28.368,00 €
Total cost
28.368,00 €
Runtime
48 Months
Leasing rate
591,00 €
(496,64 € netto)
Effective leasing rate
591,00 €
(496,64 € netto)
Bruttolistenpreis
55.430,00 €
Leasing factor
1.07
Effective leasing rate
1.07
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 591 €, the VW ID.4 1.Generation Pro Performance (77 kWh) is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . The cost of operating the vehicle, an electric car, so the cost of electricity, amount to just 98 € monthly, as the vehicle is very economical. In addition, there are insurance costs of 73 € per month, which is quite a low amount but of course mainly due to the low gross list price (55430 €) and the vehicle size. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.71 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
11.808,00 €
Fixed operating costs
11.808,00 €
Lease payments Total
28.368,00 €
Total cost
40.176,00 €
Total kilometers
39.984,00
Cost / Km (only leasing)
0,71 €
Cumulative total cost / Km
0,71 €