VW Golf VIII Variant 2.0 TDI SCR Life DSG - Costs
Monthly costs for VW Golf VIII Variant 2.0 TDI SCR Life DSG
The insurance costs for the VW Golf VIII Variant 2.0 TDI SCR Life DSG are quite expensive at around 106 € per month and the costs for novice drivers are likely to be quite a bit higher.
The monthly tax is only 20 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the VW Golf VIII Variant 2.0 TDI SCR Life DSG over a useful life of 5 years is 414 € per month. On average, the VW Golf VIII Variant 2.0 TDI SCR Life DSG trades for 37505 €, the offered vehicle has a gross list price of 54140 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
VW Golf VIII Variant 2.0 TDI SCR Life DSG Total cost & lease factor
Calculation basis
With a lease rate of 521 € per month for a term of 48 months, the VW Golf offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. With this VW Golf results in an effective leasing factor of 0.96, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
Fixed costs
Leasing rates / 48 months
25.008,00 €
Transfer / Approval
0,00 €
+
Total cost
25.008,00 €
Leasing factor
Total cost
25.008,00 €
Runtime
48 Months
÷
Leasing rate
521,00 €
(437,82 € netto)
Effective leasing rate
521,00 €
(437,82 € netto)
Bruttolistenpreis
54.140,00 €
Leasing factor
0.96
Effective leasing rate
0.96
VW Golf VIII Variant 2.0 TDI SCR Life DSG Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 521 €, the VW Golf VIII Variant 2.0 TDI SCR Life DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the VW Golf the monthly vehicle tax is rather high at 20 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 103 € monthly, as the vehicle is very economical. Added to this are insurance costs of 106 € per month, a reasonable lump sum considering the gross list price of 54140 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: rather high cost per kilometer (0.63 EUR) meets a rather high effective leasing factor of 0.96. You should only accept this offer if you want this car from this dealer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Voraussichtliche Fix + Betriebskosten über die Haltedauer
€
€
€
€
€
+
Voraussichtliche Nebenkosten
3.456,00 €
Actual cost / Km
Voraussichtliche Fix + Betriebskosten über die Haltedauer
3.456,00 €
Lease payments Total
6.252,00 €
+
Total cost
9.708,00 €
Total kilometers
39.984,00
÷
Cost / Km (only leasing)
0,63 €
Cumulative total cost / Km
0,63 €
Price development leasing VW Golf VIII Variant 2.0 TDI SCR Life DSG
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