Insurance costs for the VW Golf VIII Variant R 4MOTION DSG are quite reasonable at around 122 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 20 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The low depreciation of 524 € / month (for use over 5 years) for the VW Golf VIII Variant R 4MOTION DSG is not a factor in mileage leasing, but is an advantage in residual value leasing. On average, the VW Golf VIII Variant R 4MOTION DSG trades for 51880 €, the offered vehicle has a gross list price of 54945 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
The lease payment is 351.05 € per month for a term of 36 months, so it is an average-priced offer. Can we still talk about a leasing deal for the VW Golf? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 831 €. Dividing the total costs (leasing costs + fixed costs = 13468.8 €) by the number of months (for this offer: 36 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 54945 €, you get the leasing factor. With this VW Golf results in an effective leasing factor of 0.68, therefore it is a good value leasing vehicle and a good leasing deal.
Leasing rates / 36 months
12.637,80 €
Transfer / Approval
831,00 €
Total cost
13.468,80 €
Total cost
13.468,80 €
Runtime
36 Months
Leasing rate
351,05 €
(295,00 € netto)
Effective leasing rate
374,13 €
(314,39 € netto)
Bruttolistenpreis
54.945,00 €
Leasing factor
0.64
Effective leasing rate
0.68
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 351.05 €, the VW Golf VIII Variant R 4MOTION DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 36 months at the most favorable lease price . The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue), amount to just 175 € monthly, as the vehicle is very economical. In addition, there are insurance costs of 122 € per month, which is quite a low amount but of course mainly due to the low gross list price (54945 €) and the vehicle size. The total invoice for this offer also includes the transfer and registration costs in the amount of 831 € (one-time). The final assessment of this offer: Considering the good effective leasing factor of 0.68, even the rather high cost per kilometer (0.45 €) no longer seems problematic - this offer is a good deal!.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 36 months).
Voraussichtliche Nebenkosten
15.375,00 €
Voraussichtliche Fix + Betriebskosten über die Haltedauer
15.375,00 €
Lease payments Total
4.212,60 €
Total cost
19.587,60 €
Total kilometers
29.988,00
Cost / Km (only leasing)
0,45 €
Cumulative total cost / Km
0,45 €
∅ Cost / km
0,06 €
Leasing factor
0.62
from139,00 €
∅ Cost / km
0,07 €
Leasing factor
0.98
from199,00 €
∅ Cost / km
0,08 €
Leasing factor
0.28
from76,82 €