The lease payment is 358 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the VW Golf? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. With this VW Golf results in an effective leasing factor of 0.82, therefore it is a good value leasing vehicle and a good leasing deal.
Leasing rates / 48 months
17.184,00 €
Transfer / Approval
0,00 €
Total cost
17.184,00 €
Total cost
17.184,00 €
Runtime
48 Months
Leasing rate
358,00 €
(300,84 € netto)
Effective leasing rate
358,00 €
(300,84 € netto)
Bruttolistenpreis
43.710,00 €
Leasing factor
0.82
Effective leasing rate
0.82
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 358 €, the VW Golf VIII Variant 2.0 TSI Style 4MOTION DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue),. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: Considering the good effective leasing factor of 0.82, even the rather high cost per kilometer (0.43 €) no longer seems problematic - this offer is a good deal!.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
0,00 €
Fixed operating costs
0,00 €
Lease payments Total
17.184,00 €
Total cost
17.184,00 €
Total kilometers
39.984,00
Cost / Km (only leasing)
0,43 €
Cumulative total cost / Km
0,43 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €
∅ Cost / km
0,23 €
Leasing factor
0.61
from153,51 €