Find out the projected monthly maintenance cost for the VW Golf VIII Variant 2.0 TDI SCR Life DSG with tax, running costs, insurance and workshop costs.
If you are planning to lease a VW Golf VIII Variant 2.0 TDI SCR Life DSG, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 1590 €.
With a lease term of 42 months and a monthly lease payment of 149
€ with 10000 km mileage per year, there are fixed leasing costs of 7848 €. The insurance costs for the VW Golf VIII Variant 2.0 TDI SCR Life DSG
are on average high with approx. 97 € per month.
The monthly tax is only 20 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the VW Golf VIII Variant 2.0 TDI SCR Life DSG over a useful life of 5 years is 390 € per month. On average, the VW Golf VIII Variant 2.0 TDI SCR Life DSG trades for 34805 €, the offered vehicle has a gross list price of 34087 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
The leasing rate is 149 € per month with a term of 42 months, so the offer is basically cheap to begin with. But is this VW Golf a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 1590 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 7848 €) by the number of months (for this offer: 42 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 34087 €, you get the leasing factor. With this VW Golf results in an effective leasing factor of 0.82, therefore it is a good value leasing vehicle and a good leasing deal.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Leasing rates / 42 months
6.258,00 €
Transfer / Approval
1.590,00 €
Total cost
7.848,00 €
Total cost
7.848,00 €
Runtime
42 Months
Leasing rate
149,00 €
(125,21 € netto)
Effective leasing rate
186,86 €
(157,03 € netto)
Kaufpreis
22.920,00 €
Leasing factor
0.65
Effective leasing rate
0.82
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. The VW Golf VIII Variant 2.0 TDI SCR Life DSG, with a monthly leasing rate of 149 €, is already a rather inexpensive car. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 42 months at the most favorable lease price . For the VW Golf the monthly vehicle tax is rather high at 20 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 97 € monthly, as the vehicle is very economical. Added to this are insurance costs of 97 € per month, which is basically a moderate cost considering the gross list price of 34087 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 1590 €. The final assessment of this offer: this offer can be accepted with a clear conscience at a cost per kilometer of 0.22 € and the effective leasing factor of 0.82.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 42 months).
Costs p.a. (excl. leasing)
12.930,00 €
Fixed operating costs
12.930,00 €
Lease payments Total
6.258,00 €
Total cost
19.188,00 €
Total kilometers
35.000,00
Cost / Km (only leasing)
0,22 €
Cumulative total cost / Km
0,22 €
∅ Cost / km
0,21 €
Leasing factor
0.8
from179,00 €