The insurance costs for the VW Golf VIII Variant 2.0 TDI SCR Life DSG
are on average high with approx. 97 € per month.
The monthly tax is only 20 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the VW Golf VIII Variant 2.0 TDI SCR Life DSG over a useful life of 5 years is 390 € per month. On average, the VW Golf VIII Variant 2.0 TDI SCR Life DSG trades for 34805 €, the offered vehicle has a gross list price of 36030 €.
The lease payment is 385 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the VW Golf? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. This VW Golf gives an effective leasing factor of 1.07, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
Leasing rates / 48 months
18.480,00 €
Transfer / Approval
0,00 €
Total cost
18.480,00 €
Total cost
18.480,00 €
Runtime
48 Months
Leasing rate
385,00 €
(323,53 € netto)
Effective leasing rate
385,00 €
(323,53 € netto)
Bruttolistenpreis
36.030,00 €
Leasing factor
1.07
Effective leasing rate
1.07
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 385 €, the VW Golf VIII Variant 2.0 TDI SCR Life DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the VW Golf the monthly vehicle tax is rather high at 20 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 97 € monthly, as the vehicle is very economical. Added to this are insurance costs of 97 € per month, which is basically a moderate cost considering the gross list price of 36030 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.46 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
12.960,00 €
Fixed operating costs
12.960,00 €
Lease payments Total
18.480,00 €
Total cost
31.440,00 €
Total kilometers
39.984,00
Cost / Km (only leasing)
0,46 €
Cumulative total cost / Km
0,46 €
∅ Cost / km
0,42 €
Leasing factor
1.18
from353,00 €
∅ Cost / km
0,44 €
Leasing factor
1.1
from369,00 €
∅ Cost / km
0,41 €
Leasing factor
1.06
from337,89 €