The insurance costs for the VW Golf VIII Variant 1.5 TSI Life
are on average high with approx. 88 € per month.
The monthly tax is only 7 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the VW Golf VIII Variant 1.5 TSI Life over a useful life of 5 years is 331 € per month. On average, the VW Golf VIII Variant 1.5 TSI Life trades for 31080 €, the offered vehicle has a gross list price of 34314 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
The lease payment is 267.75 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the VW Golf? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 1000 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 13852 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 34314 €, you get the leasing factor.
Leasing rates / 48 months
12.852,00 €
Transfer / Approval
1.000,00 €
Total cost
13.852,00 €
Total cost
13.852,00 €
Runtime
48 Months
Leasing rate
267,75 €
(225,00 € netto)
Effective leasing rate
288,58 €
(242,50 € netto)
Bruttolistenpreis
34.314,00 €
Leasing factor
0.78
Effective leasing rate
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 267.75 €, the VW Golf VIII Variant 1.5 TSI Life is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the VW Golf, the monthly vehicle tax is very low at 7 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount only 117 € per month, because the vehicle simply does not need much energy either. Added to this are insurance costs of 88 € per month, which is basically a moderate cost considering the gross list price of 34314 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 1000 €.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
13.864,00 €
Fixed operating costs
13.864,00 €
Lease payments Total
12.852,00 €
Total cost
26.716,00 €
Total kilometers
39.984,00
Cost / Km (only leasing)
0,35 €
Cumulative total cost / Km
0,35 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €
∅ Cost / km
0,23 €
Leasing factor
0.61
from153,51 €