The insurance costs for the VW Golf VIII Variant 1.5 eTSI Life DSG
are on average high with approx. 88 € per month.
The monthly tax is only 8 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the VW Golf VIII Variant 1.5 eTSI Life DSG over a useful life of 5 years is 370 € per month. On average, the VW Golf VIII Variant 1.5 eTSI Life DSG trades for 34880 €, the offered vehicle has a gross list price of 46402 €.
With a lease rate of 464 € per month for a term of 48 months, the VW Golf offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. With this VW Golf results in an effective leasing factor of 1, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
Leasing rates / 48 months
22.272,00 €
Transfer / Approval
0,00 €
Total cost
22.272,00 €
Total cost
22.272,00 €
Runtime
48 Months
Leasing rate
464,00 €
(389,92 € netto)
Effective leasing rate
464,00 €
(389,92 € netto)
Bruttolistenpreis
46.402,00 €
Leasing factor
1
Effective leasing rate
1
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 464 €, the VW Golf VIII Variant 1.5 eTSI Life DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the VW Golf, the monthly vehicle tax is very low at 8 €. The cost of operating the vehicle, powered by a hybrid engine, i.e. the fuel and electricity costs. are average 120 € monthly. Added to this are insurance costs of 88 € per month, which is basically a moderate cost considering the gross list price of 46402 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: rather high cost per kilometer (0.56 EUR) meets a rather high effective leasing factor of 1. You should only accept this offer if you want this car from this dealer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
13.056,00 €
Fixed operating costs
13.056,00 €
Lease payments Total
22.272,00 €
Total cost
35.328,00 €
Total kilometers
39.984,00
Cost / Km (only leasing)
0,56 €
Cumulative total cost / Km
0,56 €
∅ Cost / km
0,44 €
Leasing factor
1.16
from365,00 €
∅ Cost / km
0,44 €
Leasing factor
0.82
from347,00 €
∅ Cost / km
0,44 €
Leasing factor
0.82
from345,00 €