The insurance costs for the VW Golf VIII GTI DSG are quite expensive at around 112 € per month and the costs for novice drivers are likely to be quite a bit higher.
The monthly tax is only 17 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the VW Golf VIII GTI DSG over a useful life of 5 years is 419 € per month. On average, the VW Golf VIII GTI DSG trades for 41085 €, the offered vehicle has a gross list price of 40905 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
The lease payment is 236.81 € per month for a term of 24 months, so it is an average-priced offer. Can we still talk about a leasing deal for the VW Golf? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 839 €. Dividing the total costs (leasing costs + fixed costs = 6522.44 €) by the number of months (for this offer: 24 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 40905 €, you get the leasing factor. With this VW Golf results in an effective leasing factor of 0.66, therefore it is a good value leasing vehicle and a good leasing deal.
Leasing rates / 48 months
16.752,00 €
Transfer / Approval
0,00 €
Total cost
16.752,00 €
Total cost
16.752,00 €
Runtime
48 Months
Leasing rate
349,00 €
(293,28 € netto)
Effective leasing rate
349,00 €
(293,28 € netto)
Bruttolistenpreis
40.905,00 €
Leasing factor
0.85
Effective leasing rate
0.85
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 236.81 €, the VW Golf VIII GTI DSG is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 24 months at the most favorable lease price . For the VW Golf the monthly vehicle tax averages out at 17 €. In the case of the VW Golf, the monthly vehicle tax is quite favorable at 17 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue), amount to at least 157 € per month, since the vehicle of course also wants to be moved in accordance with its status. Added to this are insurance costs of 112 € per month, a reasonable lump sum considering the gross list price of 40905 €. The total invoice for this offer also includes the transfer and registration costs in the amount of 839 € (one-time). The final assessment of this offer: this offer can be accepted with a clear conscience at a cost per kilometer of 0.33 € and the effective leasing factor of 0.66.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 24 months).
Costs p.a. (excl. leasing)
17.136,00 €
Fixed operating costs
17.136,00 €
Lease payments Total
16.752,00 €
Total cost
33.888,00 €
Total kilometers
39.984,00
Cost / Km (only leasing)
0,42 €
Cumulative total cost / Km
0,42 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €
∅ Cost / km
0,23 €
Leasing factor
0.61
from153,51 €