The insurance costs for the VW Golf VIII GTI Clubsport 45 DSG are quite expensive at around 122 € per month and the costs for novice drivers are likely to be quite a bit higher.
The monthly tax is only 18 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the VW Golf VIII GTI Clubsport 45 DSG over a useful life of 5 years is 509 € per month. On average, the VW Golf VIII GTI Clubsport 45 DSG trades for 50080 €, the offered vehicle has a gross list price of 62430 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
With a lease rate of 664 € per month for a term of 48 months, the VW Golf offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. This VW Golf gives an effective leasing factor of 1.06, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
Leasing rates / 48 months
31.872,00 €
Transfer / Approval
0,00 €
Total cost
31.872,00 €
Total cost
31.872,00 €
Runtime
48 Months
Leasing rate
664,00 €
(557,98 € netto)
Effective leasing rate
664,00 €
(557,98 € netto)
Bruttolistenpreis
62.430,00 €
Leasing factor
1.06
Effective leasing rate
1.06
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 664 €, the VW Golf VIII GTI Clubsport 45 DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the VW Golf the monthly vehicle tax averages out at 18 €. In the case of the VW Golf, the monthly vehicle tax is quite favorable at 18 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue), amount to at least 159 € per month, since the vehicle of course also wants to be moved in accordance with its status. Added to this are insurance costs of 122 € per month, a reasonable lump sum considering the gross list price of 62430 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.8 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
18.624,00 €
Fixed operating costs
18.624,00 €
Lease payments Total
31.872,00 €
Total cost
50.496,00 €
Total kilometers
39.984,00
Cost / Km (only leasing)
0,80 €
Cumulative total cost / Km
0,80 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €