VW Golf VIII GTI Clubsport 45 DSG - Costs
Monthly costs for VW Golf VIII GTI Clubsport 45 DSG
The insurance costs for the VW Golf VIII GTI Clubsport 45 DSG are quite expensive at around 122 € per month and the costs for novice drivers are likely to be quite a bit higher.
The monthly tax is only 18 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the VW Golf VIII GTI Clubsport 45 DSG over a useful life of 5 years is 509 € per month. On average, the VW Golf VIII GTI Clubsport 45 DSG trades for 50080 €, the offered vehicle has a gross list price of 53760 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
VW Golf VIII GTI Clubsport 45 DSG Total cost & lease factor
Calculation basis
With a lease rate of 439 € per month for a term of 48 months, the VW Golf offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 839 €. Dividing the total costs (leasing costs + fixed costs = 21911 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 53760 €, you get the leasing factor. With this VW Golf results in an effective leasing factor of 0.85, therefore it is a good value leasing vehicle and a good leasing deal.
Fixed costs
Leasing rates / 48 months
21.072,00 €
Transfer / Approval
839,00 €
+
Total cost
21.911,00 €
Leasing factor
Total cost
21.911,00 €
Runtime
48 Months
÷
Leasing rate
439,00 €
(368,91 € netto)
Effective leasing rate
456,48 €
(383,60 € netto)
Bruttolistenpreis
53.760,00 €
Leasing factor
0.82
Effective leasing rate
0.85
VW Golf VIII GTI Clubsport 45 DSG Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 439 €, the VW Golf VIII GTI Clubsport 45 DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the VW Golf the monthly vehicle tax averages out at 18 €. In the case of the VW Golf, the monthly vehicle tax is quite favorable at 18 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue), amount to at least 159 € per month, since the vehicle of course also wants to be moved in accordance with its status. Added to this are insurance costs of 122 € per month, a reasonable lump sum considering the gross list price of 53760 €. The total invoice for this offer also includes the transfer and registration costs in the amount of 839 € (one-time). The final assessment of this offer: Considering the good effective leasing factor of 0.85, even the rather high cost per kilometer (0.55 €) no longer seems problematic - this offer is a good deal!.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
19.463,00 €
Actual cost / Km
Fixed operating costs
19.463,00 €
Lease payments Total
21.072,00 €
+
Total cost
40.535,00 €
Total kilometers
39.984,00
÷
Cost / Km (only leasing)
0,55 €
Cumulative total cost / Km
0,55 €
Price development leasing VW Golf VIII GTI Clubsport 45 DSG
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