The insurance costs for the VW Golf VIII Alltrack 2.0 TDI SCR DSG are quite expensive at around 122 € per month and the costs for novice drivers are likely to be quite a bit higher. The new CO2 pricing results in an increased monthly tax of 26 €. The average depreciation of the VW Golf VIII Alltrack 2.0 TDI SCR DSG over a useful life of 5 years is 454 € per month. On average, the VW Golf VIII Alltrack 2.0 TDI SCR DSG trades for 42545 €, the offered vehicle has a gross list price of 41875 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
The lease payment is 343 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the VW Golf? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. With this VW Golf results in an effective leasing factor of 0.82, therefore it is a good value leasing vehicle and a good leasing deal.
Leasing rates / 48 months
16.464,00 €
Transfer / Approval
0,00 €
Total cost
16.464,00 €
Total cost
16.464,00 €
Runtime
48 Months
Leasing rate
343,00 €
(288,24 € netto)
Effective leasing rate
343,00 €
(288,24 € netto)
Bruttolistenpreis
41.875,00 €
Leasing factor
0.82
Effective leasing rate
0.82
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 343 €, the VW Golf VIII Alltrack 2.0 TDI SCR DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the VW Golf the monthly vehicle tax is rather high at 26 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount only 113 € per month, because the vehicle simply does not need much energy either. Added to this are insurance costs of 122 € per month, a reasonable lump sum considering the gross list price of 41875 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: Considering the good effective leasing factor of 0.82, even the rather high cost per kilometer (0.41 €) no longer seems problematic - this offer is a good deal!.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
15.792,00 €
Fixed operating costs
15.792,00 €
Lease payments Total
16.464,00 €
Total cost
32.256,00 €
Total kilometers
39.984,00
Cost / Km (only leasing)
0,41 €
Cumulative total cost / Km
0,41 €
∅ Cost / km
0,36 €
Leasing factor
0.99
from298,00 €
∅ Cost / km
0,36 €
Leasing factor
1.07
from298,33 €
∅ Cost / km
0,28 €
Leasing factor
1.04
from210,84 €