
The insurance costs for the VW Golf VIII 2.0 TDI SCR R-Line DSG are quite expensive at around 106 € per month and the costs for novice drivers are likely to be quite a bit higher.
The monthly tax is only 20 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the VW Golf VIII 2.0 TDI SCR R-Line DSG over a useful life of 5 years is 413 € per month. On average, the VW Golf VIII 2.0 TDI SCR R-Line DSG trades for 37195 €, the offered vehicle has a gross list price of 49675 €.
With a lease rate of 410 € per month for a term of 48 months, the VW Golf offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 2521 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 22201 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 49675 €, you get the leasing factor. With this VW Golf results in an effective leasing factor of 0.93, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
Leasing rates / 48 months
19.680,00 €
Transfer / Approval
2.521,00 €
Total cost
22.201,00 €
Total cost
22.201,00 €
Runtime
48 Months
Leasing rate
410,00 €
(344,54 € netto)
Effective leasing rate
462,52 €
(388,67 € netto)
Bruttolistenpreis
49.675,00 €
Leasing factor
0.83
Effective leasing rate
0.93
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 410 €, the VW Golf VIII 2.0 TDI SCR R-Line DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the VW Golf the monthly vehicle tax is rather high at 20 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 94 € monthly, as the vehicle is very economical. Added to this are insurance costs of 106 € per month, a reasonable lump sum considering the gross list price of 49675 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 2521 €. The final assessment of this offer: rather high cost per kilometer (0.56 EUR) meets a rather high effective leasing factor of 0.93. You should only accept this offer if you want this car from this dealer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
16.153,00 €
Fixed operating costs
16.153,00 €
Lease payments Total
19.680,00 €
Total cost
35.833,00 €
Total kilometers
39.984,00
Cost / Km (only leasing)
0,56 €
Cumulative total cost / Km
0,90 €
∅ Cost / km
0,42 €
Leasing factor
1.18
from353,00 €
∅ Cost / km
0,44 €
Leasing factor
1.1
from369,00 €
∅ Cost / km
0,41 €
Leasing factor
1.06
from337,89 €
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